O2's new "load and go" prepay card

philnicandamy

Hmm just seen this as a new pay as you go visa card...seems a little better than some (cant seem to see a charge for admin etc) only downside to this is you have to be an o2 customer either PAYG or contract

Load & Go at a glance
The information contained in this table summarises key product features and is not intended to replace any terms and conditions.




On application Card issue feeFree Load limit:If you have a £1,800 annual load limit, then that's the maximum amount you can have on your card at any time.To check your annual load limit, go to the 'My card' section of the O2 Money Card online service You can load up

• <LI class="first-child nth-child-odd nth-child-1">£500 a day <LI class="nth-child-even nth-child-2">£1,000 a week
• £1,800 a year

Usage restrictionsYou can use your card almost anywhere Visa is accepted. A few specific restrictions apply if you're using your card for reservations or deposits, for example in hotels, car rentals or pay-at-pump services at petrol stations. You won't be able to use your card for wire transfer money orders. Further restrictions may apply to all Load & Go cards to prevent inappropriate use.Ongoing featuresReplacement cardsFreeUK transaction feeFreeInternational transaction fee (foreign currency)2.75% of transaction valueUK ATM withdrawal feeFree - some ATM providers may charge a fee but will tell you before you complete your withdrawalInternational ATM withdrawal fee2.75% of transaction valueATM withdrawal limits£200 per day Annual cash withdrawal limitsYou have a £1,800 annual load limit, your maximum annual cash withdrawal limit is £720 - that's the same as £60 a month from an ATMDaily transaction limit£720 (on single or multiple purchases)Mobile updatesFreeUseful text servicesFree from your O2 Mobile in the UK - load text (80202) is for UK locations onlyLoading your cardFreeLoad limitsThe minimum is £5Customer services from your O2 mobileFreeClosureCancelling your cardFreeRedeeming your card balance after cancellationFreeCard expiryYour card is valid for 36 months from date of issueIf your card is lost or stolen you must call us immediately on 10202 from your O2 mobile (free from the UK). The loss is yours if someone uses it with the PIN before you tell us. The loss is ours if your card details are used by someone without your authority, in a transaction where the card itself does not have to be produced. If you need to contact us by post, please write to O2 Money card services, NatWest, PO Box 5747, Southend-on-Sea, SS1 9AJ.
O2 Money card - useful phone numbers
Customer Services, Lost and Stolen
10202 free from your O2 mobile
0845 304 0202 UK landlines
+44 191 644 0202 international
0870 154 1192 minicom<

Lines are open 7am - 10pm Monday to Friday and 8am - 8pm weekends. If your card's been lost or stolen, you'll be able to call us 24/7, 365 days a year. Calls may be recorded. Calls from your O2 mobile to 10202 are free in the UK. Maximum call charge from a BT landline is 6p, plus up to 6p a minute. Call charges from other networks may vary.

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nervousmother

I saw an advert for it on tv last night, I am sure in this current climate these cards will become more and more available.. I think they are great i have the cash plus card and i can tell you I was more than grateful I had it in my purse when the Toll road booth refused my co-op electron!! all those cars behind me... hehe

peachyprice

Mr P received his one today, one of the major benefits seems to be if you load it with your debit card it's instant, and it's free.

So_Sad_Angel

Apparently no credit check & get text messages to your O2 phone with balance after you use it.....I`d quite like that as I`m rubbish at remembering balances.

Its run by Nat West though & I am not too sure about that.

Angiexx

Comet91

I applyed for one yesterday as although i like my paypal one it is a pain in that you have to wait 24 hours for the money to load on unless you want to pay at a paypoint. This one is free and instant to load and even free to withdraw from cash machines which my paypal one charges £2 for!

b-man

ah thanks for posting about this - i was looking for a prepaid card as a backup a few months ago and then ordered one that has never arrived, then my mates said they would get me one for my birthday with some money loaded on as a present and that has been delayed cos they are all broke and useless!
but when looking i remember that it said these would be out in september - but that seemed like a long way a way at the time.


so ive just logged on and ordered one of these which is great as having a back up and not being able to use tesco online, train stations etc has been annoying me greatly.
cheers -
:beer:

mackers8923

peachyprice wrote: »

Mr P received his one today, one of the major benefits seems to be if you load it with your debit card it's instant, and it's free.

I have four pre pay cards now and the o2 one will be the 5th all with varied amounts on which I use in emergencies for bits and bobs, I like the idea of the instant upload, the ones I have had prior to this take between 24/72 hours to load which was the disappointing bit...

Gaz1971

Does it show up as an Electron card though? I have a Paypal Visa, which also has instant credit if you top up at a Paypoint outlet, but I cant pay my Orange bill with it as it shows up as an Electron

savagej

In the list of BIN's the first 4 digits of the card 4227, it is not showing as Visa Debit or Electron but simply as Visa which is also where all of the credit cards show. The Paypal card even although it says debit is definitely Electron.

Has someone used one in a shop, what does the receipt say it's card type is I would imagine just "Visa", from the list I found.

Comet91

Gaz1971 wrote: »

Does it show up as an Electron card though? I have a Paypal Visa, which also has instant credit if you top up at a Paypoint outlet, but I cant pay my Orange bill with it as it shows up as an Electron

My paypal visa always shows up as visa or visa debit and i have used it at places that don't accept electron such as Tesco online.

shoelady82

The Load and Go is pretty poor as you can only load a total of £1800 per year but the Cash Minder is much better. Both are free if you are an O2 Customer.
It is Visa (not Electron) and I ordered one the other day which is now inuse! Great way to monitor your money and no chance of debt! Woo hoo!