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£77,366.35 reasons to be debt free!
Comments
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hehehe i love wispas at the moment
yumm,y I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
I have a German colleague who keeps bringing in Ritter Sport bars. They are sooooooo tasty, I could eat them all without sharing!
Went to the gym this evening, does that mean I can eat as much chocolate as I possibly can?!0 -
I've done a big long run but I am resisting chocolate for tonight - until you lot made me think about it and in particular Wispa Gold - have made some cakes but they are healthy ones and don't come close to Wispas!
Stop it!1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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licks her lips quietly and dreams of chocolate!
Watching the children in need programme at the mo - do they make it around the world in 80 days?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
oooo, but homemade cakes (even healthy ones) beat chocolate bars every time!!! All warm and lush. Send one over!!0
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Would you like a cup of tea as well RT?
1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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ahhh, if you wouldn't mind, that'd be lovely! teehee.:p0
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yes il have a cake too, i always go to my friends for dinner shes always baking yummy foods i swear thats why we have put weight on i need to get excersise friendly lol xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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But I thought food that other people gave you was calorie free? Maybe thats where I've been going wrong all this time...:rotfl:0
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Enough about food...............I've just eaten chocolate :eek::eek::eek: but I did do the gym at lunchtime so don't feel toooo guilty but OH has brought me 5 bars back from shop :eek::eek::eek::eek:
Much much better day today, decided to front individual making my working life hell and it was the best thing i could have done. Had a long, honest and frank discussion, apology received and we are friends again, and hope we can put it behind us (fingers crossed).
Only spent money on a bit of food and apart from that nothing so am fairly pleased with myself. Need to sort out my 0% deals tomorrow night, will add it to my to do list.
Off to bed now with my five bars of chocolate :EasterBun:EasterBun:EasterBun:EasterBun:EasterBun:shhh:1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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