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£77,366.35 reasons to be debt free!

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  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    InaPickle you always have the very best of ideas! (And if you get caught IMD at least you will have free b&b)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    edited 1 April 2010 at 10:26PM
    (And if you get caught IMD at least you will have free b&b)

    :rotfl: Genius! :rotfl:

    (Sory hon, we're not laughing at you, but with you, and for you, for those moments of blind panic when you can't quite manage it yourself. ;))
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Morning or evening in my time zone of a shift. Hope things have calmed and the boiler is sorted :-) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    InaPickle you always have the very best of ideas! (And if you get caught IMD at least you will have free b&b)

    and free transport :rotfl::rotfl::rotfl:

    Let's face it if I don't laugh I'll cry so I need all the jokes I can have right now :D Such a difference being able to come on here and have such nice messages and suggestions of shoplifting and child labour to dwell on.

    Well I have 3 (yes 3!!!!) reasons to be cheerful:-

    (1) OH has submitted his expenses on the last day of the month for the first time in his entire working career (please don't faint)

    (2) We have calculated the mileage tax relief to be £1200 or thereabouts (I did faint about that bit) and that form is being sent today

    (3) He has found a way of making some extra pennies on his computer and has a grand plan.

    And all this whilst football was on and we were huddled around the fire :rotfl:

    I have left the boiler to OH, he can deal with the children's delight that they can look like chimney sweepers with no hot water and hence no baths and allegedly he is in "control". We are shortlisting cars to spend a glorious Bank Holiday weekend looking at :cool: Looking at spending about £4k on a car a few years old as I think that will do us quite satisfactorily.

    My mission for today is to source a new boiler and appoint someone from MSE to stand on watch whilst I try and run off with it from the showroom - any takers??? At the same time i will be dragging a brand new Audi A4 out of a showroom via ropes attached to my shoulders and I am going to generate my own electricity via such methods to save on the bills. Me - I'm an absolutely bl00dy skint genius :D
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • hehe yay on the expenses ... i am toodling to bed, xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    [QUOTE My mission for today is to source a new boiler and appoint someone from MSE to stand on watch whilst I try and run off with it from the showroom - any takers??? At the same time i will be dragging a brand new Audi A4 out of a showroom via ropes attached to my shoulders and I am going to generate my own electricity via such methods to save on the bills. Me - I'm an absolutely bl00dy skint genius :D[/QUOTE]

    Darlink don't be 'driven' to dragging the Audi out of the showroom, take it for a 'test drive' ;) Hire yourself a builder with payment via your newly appointed occupation and get him to get the boiler and 'put it on account'.:cool: Watch 'Shameless' and learn how to 'fiddle the lecky'! Sorted. :T
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    and free transport :rotfl::rotfl::rotfl:

    - I'm an absolutely bl00dy skint genius :D

    You certainly are , my lovely;)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Well I have 3 (yes 3!!!!) reasons to be cheerful:-

    (1) OH has submitted his expenses on the last day of the month for the first time in his entire working career (please don't faint)

    *Pickle falls off chair.*

    (2) We have calculated the mileage tax relief to be £1200 or thereabouts (I did faint about that bit) and that form is being sent today

    :j

    (3) He has found a way of making some extra pennies on his computer and has a grand plan.

    :jx2. This OH business could work out, IMD! ;)

    And all this whilst football was on and we were huddled around the fire :rotfl:

    *Pickle falls off chair again at the idea of a man forsaking football for debt-busting*

    I have left the boiler to OH, he can deal with the children's delight that they can look like chimney sweepers with no hot water and hence no baths and allegedly he is in "control". We are shortlisting cars to spend a glorious Bank Holiday weekend looking at :cool: Looking at spending about £4k on a car a few years old as I think that will do us quite satisfactorily.

    My car was about 4 years old and on its third owner, but only had 30-something thousand miles on the clock when I got it. I've had it five years and I couldn't ask for a better car. Hope you get one just as reliable!

    My mission for today is to source a new boiler and appoint someone from MSE to stand on watch whilst I try and run off with it from the showroom - any takers??? At the same time i will be dragging a brand new Audi A4 out of a showroom via ropes attached to my shoulders and I am going to generate my own electricity via such methods to save on the bills. Me - I'm an absolutely bl00dy skint genius :D

    I'll stand watch as I'm small, incongrous and can squirt vinegar in their eyes to help you escape. And I can roll away, which has got to be faster than running, especially if there's a hill involved.

    OR...nick the car first and use it as a getaway vehicle for the boiler heist. With all the hot water you can produce with it, you could make a clean getaway! :rotfl:

    Well done - you are doing brilliantly, and it's good to see that you are feeling more positive about things. :T
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi IMD how you feeling now? I am having a waht the hell lets dmp moment but it will pass things are too tight for comfort this month!! I am having a lightbulb within a lghtbulb moment!! Anyway its your thread back to you. How is boiler situ?xx
  • Annie021063
    Annie021063 Posts: 2,570 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    and free transport :rotfl::rotfl::rotfl:

    Let's face it if I don't laugh I'll cry so I need all the jokes I can have right now :D Such a difference being able to come on here and have such nice messages and suggestions of shoplifting and child labour to dwell on.

    Well I have 3 (yes 3!!!!) reasons to be cheerful:-

    (1) OH has submitted his expenses on the last day of the month for the first time in his entire working career (please don't faint)

    (2) We have calculated the mileage tax relief to be £1200 or thereabouts (I did faint about that bit) and that form is being sent today

    (3) He has found a way of making some extra pennies on his computer and has a grand plan.

    And all this whilst football was on and we were huddled around the fire :rotfl:

    I have left the boiler to OH, he can deal with the children's delight that they can look like chimney sweepers with no hot water and hence no baths and allegedly he is in "control". We are shortlisting cars to spend a glorious Bank Holiday weekend looking at :cool: Looking at spending about £4k on a car a few years old as I think that will do us quite satisfactorily.

    My mission for today is to source a new boiler and appoint someone from MSE to stand on watch whilst I try and run off with it from the showroom - any takers??? At the same time i will be dragging a brand new Audi A4 out of a showroom via ropes attached to my shoulders and I am going to generate my own electricity via such methods to save on the bills. Me - I'm an absolutely bl00dy skint genius :D
    I now have images of this grubby (no hot water) cave man like woman dragging a car along the street with a boiler strapped to her back and killing a few wilderbeast along the way for supper.
    Good luck and chin up.
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