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£77,366.35 reasons to be debt free!
Comments
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Well done, IMD: that's fab! :T :j
I'm really pleased for you.
Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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well done on your time IMDAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I believe that Harry Potter audiobooks are the new earplugs, dahling...and that they are often on loan from the library.
What an excellent idea! (Where do I stand buying audiobooks when on the books challenge)
IMD - I feel tired just reading about your weekend! I don't know how you do it! I'm now feeling very guilty that I've ignored the gym for the lat two weeks!Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0
Mike's Mob0 -
What an excellent idea! (Where do I stand buying audiobooks when on the books challenge)
IMD - I feel tired just reading about your weekend! I don't know how you do it! I'm now feeling very guilty that I've ignored the gym for the lat two weeks!
:rotfl:Um, well, the thing is, the audiobooks are horribly, horribly expensive, so I loaned them from the library and listened to them that way. If you have about £70/book to spend, then feel free! Stephen Fry narrates them and gives each character a different voice, so they are gerat fun, but there's no way I could have personally afforded to buy them. I've listened to them all, bar Goblet of Fire, which was taken out of circulation due to a fault. 
Might see if a friend can get hold of it in the lirary system of the borough next door...;) Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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i love harry potter and enjoy reading the books, ive now found a new obsession for the twilight series house of night and so fourth books can be so addictive, lol :PI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Happytogetdebtfree wrote: »i love harry potter and enjoy reading the books, ive now found a new obsession for the twilight series house of night and so fourth books can be so addictive, lol :P
My librar have just found a request for the first one in their inbox this morning. I WILL see what all the teenagers are going mad about! :rotfl:Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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ooooh il tell you it doesnt half make you want to be a vampire's gf lolI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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I think I'll need to pop into my local library and see what's what! (Just remind me to take things back in time!)
Sorry IMD, we kinda high-jacked your thread there... but now you know what to do to keep the kids occupied while your driving to the camp-site. Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0
Mike's Mob0 -
Sorry!
Thread hijack over. You may go about your runnerly business on your own thread! Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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lol x that made me giggle a bit of vampire hijack galore xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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