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£77,366.35 reasons to be debt free!

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  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Well done, IMD: that's fab! :T :j

    I'm really pleased for you. :)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done on your time IMD
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    InaPickle wrote: »
    I believe that Harry Potter audiobooks are the new earplugs, dahling...and that they are often on loan from the library. ;)

    What an excellent idea! (Where do I stand buying audiobooks when on the books challenge ;))

    IMD - I feel tired just reading about your weekend! I don't know how you do it! I'm now feeling very guilty that I've ignored the gym for the lat two weeks!
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    niccatw wrote: »
    What an excellent idea! (Where do I stand buying audiobooks when on the books challenge ;))

    IMD - I feel tired just reading about your weekend! I don't know how you do it! I'm now feeling very guilty that I've ignored the gym for the lat two weeks!

    :rotfl:Um, well, the thing is, the audiobooks are horribly, horribly expensive, so I loaned them from the library and listened to them that way. If you have about £70/book to spend, then feel free! ;) Stephen Fry narrates them and gives each character a different voice, so they are gerat fun, but there's no way I could have personally afforded to buy them. I've listened to them all, bar Goblet of Fire, which was taken out of circulation due to a fault. :( Might see if a friend can get hold of it in the lirary system of the borough next door...;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • i love harry potter and enjoy reading the books, ive now found a new obsession for the twilight series house of night and so fourth books can be so addictive, lol :P
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    i love harry potter and enjoy reading the books, ive now found a new obsession for the twilight series house of night and so fourth books can be so addictive, lol :P

    My librar have just found a request for the first one in their inbox this morning. I WILL see what all the teenagers are going mad about! :rotfl:
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • ooooh il tell you it doesnt half make you want to be a vampire's gf lol
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    I think I'll need to pop into my local library and see what's what! (Just remind me to take things back in time!)

    Sorry IMD, we kinda high-jacked your thread there... but now you know what to do to keep the kids occupied while your driving to the camp-site ;).
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Sorry! :o Thread hijack over. You may go about your runnerly business on your own thread! :o:o
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • lol x that made me giggle a bit of vampire hijack galore x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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