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£77,366.35 reasons to be debt free!

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  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Hijack away :D

    Just sat down with a brew and my breakfast before I start work for the day. Need to brainstorm for some money raising ideas:- have so far come up with the matched betting and looking at some of the scratch card thingys. Apart from that I'm not too sure what else I could do. I guess I could win the lottery though.......

    We have booked camping, spent more money than I wanted to but it was down to OH and the decision out of my hands so he can't blame me later :cool: At least we have something to look forward to and fingers crossed it will come out of work bonus.

    Apart from that nothing very exciting to report. Going to update my online spending diary and see how well behaved we've been for the month.

    Going to watch Jeremy Kyle now, a rarity for me, just to remind myself quite how normal I am.......
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    I must give the matched betting thing a go ... although I must admit it scares me:eek:

    Enjoy Jeremy ;)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I couldn't even get the bingo thing right and can't do scratch cards until I load Adobe reader on and can only do that in work because of some techie reason.

    Jeremy Kyle - God bless him!!

    When have you booked camping for?
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Spoke too soon, garage have called, car is caput, broke, dead, zilch, no more :(:(:(:(:(
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Oh no, really sorry to hear that - why does it always feel like someone is trying to hold you back x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    In_my_dreams wrote: »
    Spoke too soon, garage have called, car is caput, broke, dead, zilch, no more :(:(:(:(:(

    Oh No!:(:(:((( hugs )) hun

    40SMxx
  • Nelmer
    Nelmer Posts: 214 Forumite
    In_my_dreams wrote: »
    Spoke too soon, garage have called, car is caput, broke, dead, zilch, no more :(:(:(:(:(
    oh no IMD, can you manage with 1 car (do you have another one?!?!)
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    No, need two cars. One is a logistical nightmare - could cry, have cried, pi**ed off beyond belief. Just starting to think we can sort it out and it all goes tits up - !!!!!! :( Really really not sure today why I even bother trying to pay it back as it is clearly not working.
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Nelmer
    Nelmer Posts: 214 Forumite
    edited 30 March 2010 at 12:59PM
    IMD don't give up, if these things weren't sent to try us they wouldn't make us stronger :) Look how far you've come already. If you hadn't made all that progress this little hiccup would be 10 times worse.

    I'm sure you and DH can come to a reasonable conclusion x
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Pants - just complete pants - sorry hun. My hugs wont do you any good but I am sending them so you know I am !!!!ed off for you!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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