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£77,366.35 reasons to be debt free!
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Bless you all, thank you for good wishes. Dog seems still down but has eaten today which is good news, will probably take her to the vets if she doesn't brighten up. I'm not a massive animal person (or so I thought) but the thought that she is getting old really upsets me as she is part of our family. Will see how she is tomorrow.
Have been so busy with Ebay just not been able to get on, hope it will ease off later this week and normal posting service can resume. On the plus side I put on 107 items, have already sold 29 items since they went on on Thursday night and made about £160, the items themselves only cost me £250 so should make a good profit.
Got a load more to put on but OH is now helping me so I should be finished by the end of the week. Other than that had a very good cheap fun weekend spent with very good friends and family - best things in life are free
Just watching the Jade thing on Living back on Sky and making me really sad. Makes me think of my friend who went through the same and it was just as horrendous. Music is enough to set me offDon't know why I watch these things! Daft but I still have days I have things to tell her and text her and then remember, bonkers or what!
On a positive note though, apart from non bouncing dog and depressing film, all is really ok in IMD world!1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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In_my_dreams wrote: »Bless you all, thank you for good wishes. Dog seems still down but has eaten today which is good news, will probably take her to the vets if she doesn't brighten up. I'm not a massive animal person (or so I thought) but the thought that she is getting old really upsets me as she is part of our family. Will see how she is tomorrow.
IMD you do sound like me, I'm the same with my 2 springer boys!!!
I'm glad she's eating again, it sounded like the same sort of symptons from when one of mine ate a stone and had to be operated on but as she's started eating again hopefully it won't be anything like that!
Keep us posed xNatwest Card 27.06.10 (reduce every month) £267.63
Gave up smoking 16th July 2007 :T0 -
HI IMD .
I really hope the doggie is on the mend.;) My springer has just come in from garden with ..... half a fence in his mouth
Have a good day.
40SMXx0 -
Hope doggie is on the mend.Hopefully she was just having an off day.0
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Hi dogs can be as much worry as kids cant they? Bless them they cant tell us whats wrong. Hope he/she better soon.xx0
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hi hope everything is okay with your dog and the rest of the family. Well done again on ebayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Hey IMD
I got way behind on my diaries... just caught up. Wow, you have been a busy bee - you may even stop me prcrastinating and I may eventually brave updating the spending diary!
Big hugs for your doggy. My parent's have 2 black labs and I worry every time I go home as they are getting old now. The oldest keeps getting lost on walks now as he can't see or hear properly. But he's still eating and waggling his tail for the moment. But going home won't be the same if they're not there.
Keep up the good work!
And do keep talking to your friend - I talk to my Grandad all the time. Mostly I ask him how not to kill my house plants. He hasn't sent me an answer yet as I've now managed to 4 yukka plants. But, mad as it might seems to others, I'd rather tell him about the nonsesical things I'm up too - and blame him for encouraging me to make daft decisions, than not.
Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0
Mike's Mob0 -
Hi Mrs, hope you are ok xx0
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Dog seems much better and has even been for a walk today so maybe just having a bad day. She just seems to have aged very suddenly but she seems a lot perkier today :j
Will post more in morning, but huge row with OH after a bill came in which we weren't expecting and he got all sullen and moody - which is exactly the reason I found it difficult to talk to him about money beforehand and he doesn't accept that he does make it hard for me to say "oh look at this that's come in". That is the reason why I always dealt with bills before. So all profit I make on ebay will come off this bill :mad: instead of going off a card - but of course I don't get any credit for working my a**e off every night after work to make extra money.
Grrrrrrr - will be fine in the morning, just very cross right now and can't even speak to him, Bl00dy men!
Ok rant over, another 100 things to go on ebay to keep me busy will come back when I've made a little progress!1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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Bummer about bill coming in - was it something unexpected?
Can totally relate to the sullen and moody - d**ks!
At least you have ebay to fall back to pay bill and no further debt but you don't need to here that right now so I wont say that .......
BlOOdy men!! Why can't they jump up and say 'don't worry dear, I have a little secret saving because I have been budgeting my own spends the last few weeks and managed to save the exact amount of this bill......so you don't have to worry about it!'
xxLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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