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£77,366.35 reasons to be debt free!

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  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yum Yum to Easter Eggs - though my current treat of choice are blackcurrant dunk Ryvita-chipboards - Mmmmmm (not).

    Yay to Ebay success and the run :T - looking forward to when I can post that I've run 12 miles :o

    Yak to the whole rigmarole of dancing exams - the hair alone is a nightmare - :eek: how strict!
    Have a good weekend x
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    The legs were ok, and no pain from the calves so the physio did his job :) Bizarrely just felt knackered, but I've got a bit of a cold and think it's was only last week I did the race.

    Last minute rush when I had to put DD's hair in abun for her exam etc and whilst waiting for her I've sold £25 worth of stuff on ebay :) It's inspiring me to photo the other lot now!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck for DD with her exam. glad ebay and legs doing well Lol
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    macgirl wrote: »

    Yak to the whole rigmarole of dancing exams - the hair alone is a nightmare - :eek: how strict!
    Have a good weekend x

    Tell me about it, left it too late, then lopsided, not enough grips, stray ends. Aaarrrgghhh! Then forgot to sew her straps in new ballet shoes - not last minute or anything me ;)
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Tell me about it, left it too late, then lopsided, not enough grips, stray ends. Aaarrrgghhh! Then forgot to sew her straps in new ballet shoes - not last minute or anything me ;)

    Thank God I have boys:rotfl: Although DS3 was at football training this morning, came home soaked through , covered from head to toe in mud:(. My carpet is now a nice shade of mud;)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Tell me about it, left it too late, then lopsided, not enough grips, stray ends. Aaarrrgghhh! Then forgot to sew her straps in new ballet shoes - not last minute or anything me ;)

    Little DD was due to take her first ballet exam last Sunday (yes, on Mother's Day :cool:) Her hair had to be centre parted - she has a straight fringe, but the rest of her hair is very curly. So, with Elnett at the ready, I slapped some mousse on her hair and parted it, then made 2 high ponytails to plait and put ribbons in, then pin on top of her head - Phew!

    We got to the high pony stage and she freaked. So the ballet exam ended right there......
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Oh no! DD did moan a lot during hers as I was scrambling around the house for hair grips, she is now too scared to take it out incase she takes some scalp out with them it is that tight :cool: Well at least it stayed in.....

    She thinks she's done ok, had to try and entertain DS which was not the easiest task. We are now doing homework.....

    I am sure I have the whole brown carpet thing to come with DS - and not in a "oh I've pooed on the carpet thing" :rotfl:

    Macgirl - you will amaze yourself how you can gradually increase your mileage after you've done your 10k. Just tell yourself that you will do an extra mile one day a week and then on the 4th week drop it down to 10k for a break. You have GNR to aim for so you can easily do it :)

    Bit worried about my dog, not eating or drink and my vet friend think she looks very sad too :(
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Nelmer
    Nelmer Posts: 214 Forumite
    Bit worried about my dog, not eating or drink and my vet friend think she looks very sad too :(

    Is that your springer or the other one?
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 20 March 2010 at 5:56PM
    Thanks for the running advice :A I'm sure I'll be back for more in the coming weeks as the training plans I've seen online don't look very convincing.

    Sorry about your dog.....are you going to get your friend to take a proper look at him? Sorry HER :o
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    You girls and your running - I feel ashamed as I run my fingers over the keyboard!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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