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£77,366.35 reasons to be debt free!

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on the race IMD and then doing the ironing..WOW
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Wow de Wee! Thank you for all your well done messages - very pleased :D

    Absolutely amazingly my legs feel fine tomorrow, but I did spend some time massaging them last night so that must have helped. I have even run upstairs today :eek: Going to have a bath now and massage again just to ward off nasty aches tomorrow.

    Had an ok-ish day. Silly really, I think the euphoria of the race being over when I have looked forward to it for ages, then annoyed with OH at lack of praise and general looking after me when I get home and then money issues just made me want to cry today! Felt really proud when I got home yesterday and it's a huge stress reliever for me but when I come home the same old issues are there.

    Spent all day doing Ebay and had a few emails about things not fitting people (like it's my fault but it's so much mither and negative feedback if I don't refund) and I just got annoyed and upset about the debt. Spoke to OH, and it's good that we can now talk about it, but then he went and brooded over it. Arrggghhh!

    Moan over, it's not even time of the month :rotfl: Think I will have a pamper bath and eat chocolate......will read everyone's news tomorrow when I'm not such an old grump x
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    sorry that it has been a bit of a meh day.....enjoy your bath and sleep well x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Feeling a bit brighter today, I think "meh" was a most accurate description Hypno :D

    Did about 40 things on Ebay and a whole lot more to do but hey ho, it all brings money!

    Checked online banking and OH's expenses have gone in which means there's enough money therefore car insurance to be paid in full :j Am currently on target for finishing the month within my overdraft having paid out money for medical excess, trainers, car insurance and have money in savings - it's all good!

    Need to check when money has been transferred over on various cards so that I can move it back to fixed rate cards and actually reduce the money this month. Would just like a clear month with no credit card shuffling and make some good £1200 progress!

    Off to do work now, have a good day everyone

    (oh and the legs are absolutely fine and dandy - how funny is that!)
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Feeling a bit brighter today, I think "meh" was a most accurate description Hypno :D

    Did about 40 things on Ebay and a whole lot more to do but hey ho, it all brings money!

    Checked online banking and OH's expenses have gone in which means there's enough money therefore car insurance to be paid in full :j Am currently on target for finishing the month within my overdraft having paid out money for medical excess, trainers, car insurance and have money in savings - it's all good!

    Need to check when money has been transferred over on various cards so that I can move it back to fixed rate cards and actually reduce the money this month. Would just like a clear month with no credit card shuffling and make some good £1200 progress!

    Off to do work now, have a good day everyone

    (oh and the legs are absolutely fine and dandy - how funny is that!)

    That's much better: happy days - literally! ;):D

    Have a good one at work.
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Nelmer
    Nelmer Posts: 214 Forumite
    edited 15 March 2010 at 1:10PM
    Glad you're feeling positive this today and that the legs are feeling good :j
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi IMD, hope all's well with you, glad things are ticking over nicely financially :)
    I might need some training advice now I've signed my life away :o
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Great news on the financial front.
    Glad your legs aren't hurting as well.
  • Yay to the expenses I'm shattered x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi IMD glad the race went well. I often find if I get really euphoric I crash later - I think it is an adrenaline crash maybe? Hope tomorrow goes well for you
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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