£77,366.35 reasons to be debt free!

Nelmer

Go IMD :j:j:j

thanks to your influences I am now the proud owner of 17 items listed on ebay :T
keep up the good work :cool:

40somethingmum

In_my_dreams wrote: »

Good evening - sorry for the absence, busy, busy, busy.....

Differences between Mrs IMD then and Mrs IMD then:-

1 - I am now the proud owner of an instant access Cash ISA with £689.50 in after emptying jars for big things and becoming a grown up and can only access it with a passbook :j

2 - I am now the proud owner of a new pair of trainers :j

3 - I now have two credit cards with fixed low interest instead of two credit cards with 20% interest! :j

4 - I have a Husband who has submitted his expenses on time :j

5 - I have made a meal out of basics in the house without going shopping

6 - I have discovered the pound shop

7 - I have discovered baskets, crepe paper in the pound shop to dress my bargain purchase from Body Shop and now it looks like a professional Mothers Day Present :j

And I think that may be it from IMD land

Go You !:T:T Well Done , You ARE getting there:)

40SMxx

mrs_robinson_3

IMD. Brilliant achievements!

I discovered the pound shop at Xmas as I decided to do my DSs stockings for £5 a head - especially as it's me that likes to make a fuss with stockings, despite my sentimentality i don't think they really get the stockings thing - and acquitted myself quite well.

I think you are reformed - I think I am too - it's been so much effort to get this far I'm not going to blow it now! My big test is next month - can I do Paris on my budget? I think I can, but think that for one month only, I'm going to pay less on my RBS card to finance it - better a smaller repayment than I'd like, than to slip back into OD......

Anyway, go you

Mrs R

In_my_dreams

hypno06 wrote: »

Could try harder :rotfl:

:rotfl::rotfl::rotfl:

In_my_dreams

Nelmer wrote: »

Go IMD :j:j:j

thanks to your influences I am now the proud owner of 17 items listed on ebay :T
keep up the good work :cool:

Glad I have made a difference to you. Every little helps!

mrs_robinson wrote: »

I think you are reformed - I think I am too - it's been so much effort to get this far I'm not going to blow it now!

I too think that I have reformed as well! I was so cross with myself for spending money in the pound shop even though it was good spends, and I have never done that before. I was also recommended a book yesterday, I looked on the internet, thought about buying it, physically went into the book shop, picked it up and then walked away :j Have ordered it from the library instead - please don't faint........

Also watched the Secret Millionaire last night, compared to those people I am rolling in it and for that I am grateful.

And on that note I bid you goodnight :A

hypno06

Goodnight - sleep well x

REDMADCURLS

Yeah but wouldnt it be nice if the secret millionaire came calling to our doors....Here RMC have £200k, pay off your debt and mortgage and have a few squid in the bank.....don't worry that nothing bad happened to you and that you are totally responsible for your situation..just have the money

macgirl

In_my_dreams wrote: »

Also watched the Secret Millionaire last night, compared to those people I am rolling in it and for that I am grateful.

And on that note I bid you goodnight :A

Oooh It feels like the Night Before Christmas and It's a Wonderful Life all rolled into one! :rotfl:

Great posts tonight IMD - so glad you've seen the light! x

InaPickle

Well done!

I am the owner of...a distinctly more crappy bank account than I thought?! :rotfl:

Happytogetdebtfree

well done in my dreams, great progress on the dfw front