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£77,366.35 reasons to be debt free!

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Comments

  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Up bright and early, already been sat at my desk since 8am!

    Legs are duly exhausted - checked and I came just over halfway in the race results. When I first started this running malarky I was always near the back so things are slowly improving!

    Finally finally bought my trainers last night, after much deliberating found the pai I wanted, then found them in the sale and then found a code - should have been £65 and I got them for £50 delivered :j Shared every process with OH who soon lost interest.

    Checked Bank account and all seems in order so hopefully an uneventful day financially!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Hi IMD,

    Well done on ordering the trainers... at last;):T

    Hope you have a good day.

    love

    40SM:)
  • yay to the trainers x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done on the race result :T and great that you got your trainers in an almost guilt free MSE way :A
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on the race and well done on the trainers.
  • Well done, you really deserve those trainers. And you've time to run them in before the marathon!

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done on the trainers - the priced - and on the racing - It is great when you see yourself improve...!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Very good all round - have two gold starts Ms IMD ** (these are very poor imitations of what I have in my head - so you need to use your imagination!)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    edited 9 March 2010 at 11:19PM
    Good evening - sorry for the absence, busy, busy, busy.....

    Differences between Mrs IMD then and Mrs IMD now:-

    1 - I am now the proud owner of an instant access Cash ISA with £689.50 in after emptying jars for big things and becoming a grown up and can only access it with a passbook :j

    2 - I am now the proud owner of a new pair of trainers :j

    3 - I now have two credit cards with fixed low interest instead of two credit cards with 20% interest! :j

    4 - I have a Husband who has submitted his expenses on time :j

    5 - I have made a meal out of basics in the house without going shopping

    6 - I have discovered the pound shop

    7 - I have discovered baskets, crepe paper in the pound shop to dress my bargain purchase from Body Shop and now it looks like a professional Mothers Day Present :j

    And I think that may be it from IMD land :)
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    And I think that may be it from IMD land :)

    Could try harder :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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