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£77,366.35 reasons to be debt free!
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Up bright and early, already been sat at my desk since 8am!
Legs are duly exhausted - checked and I came just over halfway in the race results. When I first started this running malarky I was always near the back so things are slowly improving!
Finally finally bought my trainers last night, after much deliberating found the pai I wanted, then found them in the sale and then found a code - should have been £65 and I got them for £50 delivered :j Shared every process with OH who soon lost interest.
Checked Bank account and all seems in order so hopefully an uneventful day financially!1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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Hi IMD,
Well done on ordering the trainers... at last;):T
Hope you have a good day.
love
40SM:)0 -
yay to the trainers xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Well done on the race result :T and great that you got your trainers in an almost guilt free MSE way :A0
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Well done on the race and well done on the trainers.0
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Well done, you really deserve those trainers. And you've time to run them in before the marathon!
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100 -
well done on the trainers - the priced - and on the racing - It is great when you see yourself improve...!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Very good all round - have two gold starts Ms IMD ** (these are very poor imitations of what I have in my head - so you need to use your imagination!)LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Good evening - sorry for the absence, busy, busy, busy.....
Differences between Mrs IMD then and Mrs IMD now:-
1 - I am now the proud owner of an instant access Cash ISA with £689.50 in after emptying jars for big things and becoming a grown up and can only access it with a passbook :j
2 - I am now the proud owner of a new pair of trainers :j
3 - I now have two credit cards with fixed low interest instead of two credit cards with 20% interest! :j
4 - I have a Husband who has submitted his expenses on time :j
5 - I have made a meal out of basics in the house without going shopping
6 - I have discovered the pound shop
7 - I have discovered baskets, crepe paper in the pound shop to dress my bargain purchase from Body Shop and now it looks like a professional Mothers Day Present :j
And I think that may be it from IMD land1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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In_my_dreams wrote: »And I think that may be it from IMD land
Could try harder :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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