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£77,366.35 reasons to be debt free!

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Comments

  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    glad to see such a positive post. Can't believe egg have come through for you, it's not sommit you usually hear. I'm sure you'll be able to make up the £5.62 if you've come up with the rest.
  • chops22
    chops22 Posts: 650 Forumite
    Wow , that is fantastic IMD, you are doing really well.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    That is good news esp. the way you are managing to stick to the new household budget with so little pain. Keep going!!

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    glad egg were kind for once...... Well done on doing so well on the budget too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Thank you :) Am feeling really positive about finances as we both seem v v focused with it. The best thing is that we are still going out and doing things, rather than a complete clamp down on everything and so it feels a lot more achievable.

    Am of course niggled about the health issue but I really do think it is probably nothing and so no point brooding over it.

    Off to bed now as early start in the morning. Night all x
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Wowee, IMD: get you today! Talk about an MSE marvel: you'll be giving Hypno a run for her money soon, at this rate! :T

    What more can I say? Apart from a hungry puppy and a potential health problem, things are looking rosy. I bet having OH on-board is making things a lot easier, even it it's just by reducing your stress levels cos you don't have to explain things again and again...and again...and again...and...zzz...

    I hope things keep going as well as they are and...SEVEN WEEKS until the marathon?! I hope you've got those trainers to get them broken in before the big day! :j
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Hi imd yay to having such a positive day yesterday and good of egg to offer a lower intrest for you to balance transfer to I on the other hand will be singing when egg have gone hehehe x x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    InaPickle wrote: »
    Wowee, IMD: get you today! Talk about an MSE marvel: you'll be giving Hypno a run for her money soon, at this rate! :T

    I don't do anything any more remarkable than a lot of others on this site! I just waffle a lot on my diary giving people the impression that I do :o:o:o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Haha at hypno whatever you do is doing the trick :) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Hey IMD - that is so fab on all your progress! V Well done esp on the shopping budget, I know how hard that is. We had £210-worth delivered last night (free delivery though....v MSE) but it did include 15 packs of 4 rolls-a pack kitchen paper, 25 tins of tomatoes, 7 bottles of fabric conditioner, meat etc for meals - generally all the bulk buy staples that it is so boring to go to the shop and get.....so it should see us through for the month. Makes me feel a bit guilty, bizarrely, as if not v MSE, but think it is, as my time is also money.....

    Anyway, sending best wishes for a happy few days....weekend soon...

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
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