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£77,366.35 reasons to be debt free!
Comments
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glad to see such a positive post. Can't believe egg have come through for you, it's not sommit you usually hear. I'm sure you'll be able to make up the £5.62 if you've come up with the rest.0
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Wow , that is fantastic IMD, you are doing really well.LBM Total: £33356 15/11/09 :eek: £6085.63 paid
Pay off 10% by March 2010 (3336) yes!!!:j
Pay 19k by Dec 2010 19000/5732.39 30.12%
DFW Long haulers #198.
23/40lbs0 -
That is good news esp. the way you are managing to stick to the new household budget with so little pain. Keep going!!
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
glad egg were kind for once...... Well done on doing so well on the budget tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thank you
Am feeling really positive about finances as we both seem v v focused with it. The best thing is that we are still going out and doing things, rather than a complete clamp down on everything and so it feels a lot more achievable.
Am of course niggled about the health issue but I really do think it is probably nothing and so no point brooding over it.
Off to bed now as early start in the morning. Night all x1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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Wowee, IMD: get you today! Talk about an MSE marvel: you'll be giving Hypno a run for her money soon, at this rate! :T
What more can I say? Apart from a hungry puppy and a potential health problem, things are looking rosy. I bet having OH on-board is making things a lot easier, even it it's just by reducing your stress levels cos you don't have to explain things again and again...and again...and again...and...zzz...
I hope things keep going as well as they are and...SEVEN WEEKS until the marathon?! I hope you've got those trainers to get them broken in before the big day! :jPlease call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Hi imd yay to having such a positive day yesterday and good of egg to offer a lower intrest for you to balance transfer to I on the other hand will be singing when egg have gone hehehe x xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Wowee, IMD: get you today! Talk about an MSE marvel: you'll be giving Hypno a run for her money soon, at this rate! :T
I don't do anything any more remarkable than a lot of others on this site! I just waffle a lot on my diary giving people the impression that I do
:o:o Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Haha at hypno whatever you do is doing the trick x I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Hey IMD - that is so fab on all your progress! V Well done esp on the shopping budget, I know how hard that is. We had £210-worth delivered last night (free delivery though....v MSE) but it did include 15 packs of 4 rolls-a pack kitchen paper, 25 tins of tomatoes, 7 bottles of fabric conditioner, meat etc for meals - generally all the bulk buy staples that it is so boring to go to the shop and get.....so it should see us through for the month. Makes me feel a bit guilty, bizarrely, as if not v MSE, but think it is, as my time is also money.....
Anyway, sending best wishes for a happy few days....weekend soon...
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100
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