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£77,366.35 reasons to be debt free!

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Comments

  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sounds like you've just had a Day in the Life of Me!

    If you do win the lottery, please can I come on the one way trip to Necker? (I'll even wax your legs :D)
  • Me, never :rotfl::rotfl:

    I think if I was a millionaire or at least not in debt, I would ring Sir Branson up and book a long haul flight......wouldn't that be lovely!

    I would love you to have a break on the island I am paying for ;) At least I would get the pleasure of knowing YOU were having a good time at HIS expense
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • macgirl wrote: »
    If you do win the lottery, please can I come on the one way trip to Necker? (I'll even wax your legs :D)

    Yes but would you wax the other bits :rotfl:

    IAP - why he had washing liquid in his bedroom is completely beyond me - and I suspect him....

    RMC - maybe we should all turn up on the plane with our CC statements and occupy our territory?
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yes but would you wax the other bits :rotfl:

    If you did mine! :rotfl:
  • Yes but would you wax the other bits :rotfl:

    IAP - why he had washing liquid in his bedroom is completely beyond me - and I suspect him....

    RMC - maybe we should all turn up on the plane with our CC statements and occupy our territory?

    Now that IS an idea!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi imd - sounds like you had a stressful day but in general things are going in the right direction? Hope you have a positive week.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi imd - sounds like you had a stressful day but in general things are going in the right direction? Hope you have a positive week.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Do you ever just wish for a stress free life, holiday completely alone without spouses, children, dogs, cats, hamsters and fish.

    Or simply a night without:-

    a trip to A&E only to get there to find everything is fine (after organising emergency childcare and leaving said children in tears) and also paying £5 for the car park without even going anywhere.

    the dog chewing the carpet/rug, eating food meant for others off the side

    the bath overflowing because some k**bhead left it running

    the kids moaning/whining/whinging about the fact that they have to go to bed but can't find it due to the damn amount of toys on said bed/floor/landing despite claiming it was tidy when they left it :wall:

    me screaming at some moving object for being useless/untidy/naughty...

    Aaaaaaarggggggggggghhhhhhhhhhhhhhhhhhhhhhh

    What a difference a few hours make - I may check myself into a hospice just for a break.....


    Do you live in my house ? The similarities are uncanny:)

    40SMxx
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Afternoon all - sat with cup of tea and far too many chocolate chip cookies pretending to work whilst watching Married Single Other.

    NSD didn't work today - had to spent £7.20 on a prescription :eek::eek::eek: since when did it cost that much??? Then an average Dr's appointment threw u something "abnormal" up and referred me :( As we have private health care she advised me to use that and get in as soon as possible :(. Ridiculous thing was that my first thought was, "well that's £100 down the drain then!" So have made appointment, will have to write a cheque for £100 to be seen sooner and add to the already present stress of finding that money :mad: Yet another amount to add to the delightful spreadsheet.

    Apart from that, still super productive on Ebay, bit sick of parcelling items up buy hey ho that is the life of an ebay queen.

    So not in the bestest of moods but not brooding. Have another money making idea relating to writing and my debt journey but not sure whether it is a good/viable idea or not - will have to give it some thought!

    Adios for now
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Nelmer
    Nelmer Posts: 214 Forumite
    When on a DF journey money is always at the forefront of our minds :)
    DH has a couple of health problems and I would give my right arm for private health insurance and £100 bill!!! He is on the waiting list for an operation at the moment and it's 18 weeks, we are on week 4! :j

    Make the best use of the tools you have and keep yourself in good heath so the debt busting may long continue x
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
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