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£77,366.35 reasons to be debt free!

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I have spent the day playing with the spreadsheet - it is fantastic and thanks again.

    It is very good, and a relatively simple way of doing it all on one sheet, so to speak. AND a great reminder of why we are 'doing this dance'

    It just showed up a little more than I was expecting.....but thats a story on my diary......not for hijacking yours.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Nelmer
    Nelmer Posts: 214 Forumite
    IMD your spreadsheet is all filled in and working wonders.....thank you again x
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • Yay sounds like everyone is having fun playing with numbers :) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Really pleased everyone is liking it (Macgirl one will be winging it's way over to you shortly) :D

    Am starting to fill mine in, think there is an error on the April page and I'll post the correct formula later - I like it as it shows how much I need to make up. Have put down the car insurance (which finished sooner than I thought) and OH's dentist appt as although he has put this on the CC it still needs repaying and so there are a few minuses but at least I haven't buried my head with them.

    Updated my sig, not as good as I'd hoped. Two cards finished 0% deals and so on one I only paid £5 off the amount even though the DD was £105 :eek: but transferred it to a "holding" card last week and an offer has come up already! Also been offered 3.9% on another card so will have to bear the interest this month and shuffle things around a bit.

    Shopping done for £51 out of £70 budget :j Had a takeaway with friends last night for only £10. OH is amazingly focused, really pleased with him and at the moment I don't feel like I'm nagging either. Had to buy a present and we spoke about how much to spend, what to buy etc. I was going to spend more but we found something a lot cheaper. Have an expensive weekend next week but we are planning to save this week's spends as much as we can to contribute.

    Going to do a spreadsheet for my ebay now to work out exactly how much profit I am making. It's easy to get carried away seeing the money going into paypal but I need to see how much money I am making.

    Will report back later and catch up with everyone then - have a good sunday
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Things are looking pretty good then! I hope your ebay spreadsheet shows lots of lovely profit, and that you have a fab day xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Loving the new sig :T and great that things are finally turning around now that OH is on board. What don't kill you and all that ;)

    Looking forward to seeing the spreadsheet and sorting my life out - Have a good day x
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    macgirl wrote: »
    What don't kill you and all that ;)

    I read that as "what you don't kill and all that"

    :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • I looked twice as well.

    Just did the Bodyshop grabbit and sorted Morther's Day out for £6 per mother - yippee dooda! Off to do ebay/budget spreadsheet, DD wants to go for a run so I'll see if my little tired legs will carry me today and then a pj day for me :D
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • yay to mothers day been 6 quid :D xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hypno06 wrote: »
    I read that as "what you don't kill and all that"

    :rotfl:

    Well, on PMT days that could apply to me........:D

    Thanks for the spreadsheet IMD - mucho apprecientes! Will check it out later

    I was too late for The Body Shop offer, never mind at least it's more :money: not to have spent at all :A
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