The ultimate incentive proposed! Buying a house, a wedding, and staying debt free.

Cinny91

Dinah93 wrote: »

Oh yeah, money, I knew we chatted here for a reason.

I thought I should at least make it look like we're interested!

I'm not sure, if I'm totally honest! On the little blurb on the weekly email it says the penalty for withdrawl is 90days worth of interest on the money you take out? I'm just wanting an easy access online account for my moving out fund, a good interest rate would just be a bonus really.

Dinah93

For an easy access online account I would go with this one :

Top Clean, Easy Access Account: 2.49% (min. £1).
Intelligent Finance 2.49% AER.

The top clean rate available's with Intelligent Finance's iSaver, which pays 2.49% AER on balances from £1. It's an online-only account, and allows unlimited penalty-free withdrawals.

IF is part of the HBOS group, and as such has the normal Safe Savings protection up to £50,000. However, it means that if you have money in another of the HBOS owned banks (Halifax, Bank of Scotland, B Midshires, Saga or The AA), then you only get one lot of £50k protection between them.


No bonus, so you dont have to worry about the rate altering, and their online service is very, very easy to use. The top payer is citibank, but its got a bonus so you'd need to move in a year, plus we found their online banking hard to use.

Poolie

Afternoon,

Well I am certainly not going to disturb you ladies while you talk about horses, condoms and lady things.

Dinah93

Will Mrs Poolie come dish the dirt then?!

Poolie

Not a chance Dinah! I am sure you don't want any more [strike]arab stallion[/strike] hung like a donkey stories!

Cinny91

Thanks Dinah, you're a star! Will look into it more tonight and get a proper little moving out fund started

Sorry Poolie, I think we forget we're not all girls here! We can talk about boy stuff if you like? Like cars or.. er.. Football and stuff.

Tete_en_l'Air

Hee hee, sorry girls, best not tell OH he's put everyone off their dinner!!

Speaking of money I'm off to have a look at my paypal account and see what the damage is fees-wise - I'm nervous after that £103 story!

Yep Dinah see you quarter to!

wendz86

haha that arab stallion comment did make me laugh. OH is more worried about my infertility than me! He was the one that thought I should come off the pill. I don't think the pill does affect you as many people get pregnant when they have just come off it, prob makes it more difficult when ttc as your periods are all over the place so you don't know when you are ovulating.

Dinah93

Yeah NIM worries about fertility too, but I've read a lot more about it so can talk him down from the ledge!

Went and bought a half price A4 book at lunchtime to make a wedding ideas collage/scrapbook, and also a piece of card to make my mood board for class as the bit of paper they gave us kind of ended up destroyed.

wendz86

Guess it seems a scary concept to guys that they don't quite understand.

The scrapbook idea sounds great. I would do something like that, good idea to keep all your ideas and thoughts together.