The ultimate incentive proposed! Buying a house, a wedding, and staying debt free.

Poolie

Nearly Cinny,

The actual line causing the problem is the use of HTML code in signatures. As the link is an image we need to use

poddle911

Cinny91 wrote: »

Personally, I'd take your Grandma up on the offer of her old bike. Might not be ideal but atleast you'll have a bike and can see how much you use it before forking out for your own. You'll end up kicking yourself spending £300+ on a bike to hardly use it. Speaking from experience here, I hardly use poor Darcy! ( I keep on going over him with a duster though )

Zig, I have to say I completely agree with Cinny here. £300 is a lot to spend on a bike when you have debts, even with the best intentions in the world! I'd say yes to your Nan's offer (even if it is a bit cr*p) and see how it goes for a few months. You could make a note of how many times you use it in 3 months, say, and work out how much it would cost per use over a year - that should help you make your mind up! If you love it and use it all the time, then you can always treat yourself after Christmas - there'll always be bike sales!

ETA: Whoosh! The noise of Poolie's comments going over my head. I hope it's not just me!

Cinny91

Poolie wrote: »

As the link is an image we need to use

It's a b*gger, my attempt was with the old school <img=src" "> but clearly, that's HTML too! I'm sure if anyone can sneak it through the MSE sig filters it'll be Poolie.

Dinah93

I'm very much with Cinny. Accept your nans kind offer (shes probably not wanting it as she doesnt ride anymore, lots of people buy bikes then dont use them and they rust away in gardens and sheds!), and if you find you are using it a couple of times a week, that can be your treat for getting debt free in a few months time. If you use it for a few weeks and stop, dont buy one!

zigmeister

Thanks Cinny and Poddle

Don't you just hate it when people tell you what you don't want to hear, even though you know they're right?

I bought two glass kilner jar type things in ASDA for £1 each. I'm gonna try and think of some nice little things to go in them cuz with ribbon round them they'll make alright little Christmas gifts!

Tete, did you manage to book Bruges this weekend?

ETA: Thanks Dinah. I know it is sensible to use my Nan's old one to see if it's worth the money, it's just annoyed me a tad that she is saying have her old one, when she just went out and bought a new one! I kinda think 'well why didn't you just use your old one instead of buying a new one?!' :rolleyes: Ah well!

Tete_en_l'Air

poddle911 wrote: »

ETA: Whoosh! The noise of Poolie's comments going over my head. I hope it's not just me!

:rotfl: And me! I was impressed with Cinny's comment just after as well!

I'm going with the general concensus here, £300 IS a lot to pay for a bike! I only paid half that again for my CAR! And you said earlier today that gym memberships and swimming were too expensive - but I think you'd get more use out of a gym membership than a bike in the winter...

ETA- NO OH wants to wait til he's been paid, but I have the money put aside so as soon as he's ready to book so am I! Have a horrible feeling this is one of those things that's never gonna happen though...

zigmeister

Tete_en_l'Air wrote: »

I'm going with the general concensus here, £300 IS a lot to pay for a bike! I only paid half that again for my CAR! And you said earlier today that gym memberships and swimming were too expensive - but I think you'd get more use out of a gym membership than a bike in the winter...

Yeah that's true. It's a beautiful day here and I think I just got caught up in my thoughts of how nice it would be to go on bike rides with OH at the weekend. But it is a lot of money off my debt so I'll wait. I'd rather wait and buy a bike, rather than waste it on the gym.

Cinny91

Tete_en_l'Air wrote: »

:rotfl: And me! I was impressed with Cinny's comment just after as well!

I was impressed I (semi) understood a Poolie technical comment! (Watch him come back now and squash my small technical knatter) It's like the first time you understood one of Dinah's budget/saving posts. Like the heavens open and lots of little angels go 'Ahh-haaa!' or.. something like that.

Zig - You're making me want to go out on my Pashley now! Me and OH always mean to go on bike rides.. but end up at the Cinema where it's warm. Saying that, we're off to the magical Apple Festival this weekend and could easily bike across. It's about a 30mile round trip though, and I think OH might just fall off into a ditch and die if we did that.

Tete_en_l'Air

Oooh, what's the Magical Apple Festival?

Dinah93

30 mile isnt far! Get on that bike! Says she, NIM and I are staying in Harrogate this weekend for a friends birthday so no hardcoreness from us!

Can't stop laughing at Cinnys angels!