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The ultimate incentive proposed! Buying a house, a wedding, and staying debt free.

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Comments

  • Poolie
    Poolie Posts: 1,882 Forumite
    Dinah93 wrote: »
    One again I am awed by your skills Poolie.

    I only have a few routes developed - Reading, Chertsey, Swindon (NEW!), 2 x Glasgow.

    So if anybody knows of anybody wanting extra practise with their practical driving test and needs a route. Let me know. Only takes a day or so to make up.
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    edited 28 September 2009 at 11:27AM
    It's nice to have some faith, even if it is from an outside source! I think if OH was to put his mind to it he could easily save it, he's set himself the goal of clearing his debt (which is about 2k) before the end of the year, if he manages to put 2k into savings every 3 months afterwards than that *should* be 14k for when we want to move out.. it's just if he'll be able to do it or not!

    I think my dream flat in dream location has been scrapped from the list though :( OH wants us to move straight into a house for life I think, which if fair enough. I love those flats but we'd need to move out within a few years of moving there.

    Tink - Congrats on being nominated for the prizey thing. Would be pretty great if you got it! I'm scared to look at my Credit Card balance too - I'm more scared to update my sig with the total after buying those Uggs incase Dinah tells me off though! :o

    I'm Cinny91 on DooYoo, my reviews are pretty rubbish too but I figure if they wanted uber long amazingly detailed reviews of things they'd be asking for more than 150 words per review.
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Poolie wrote: »
    I only have a few routes developed - Reading, Chertsey, Swindon (NEW!), 2 x Glasgow.

    'Only' have 'afew' Poolie, you're a bit too modest!

    Well done on selling one of the routes though!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Unfortunately I don't know anyone learning to drive atm Poolie, but if I hear of someone I will send them your way.

    Aww tink you sound so down. Hopefully the money thing will settle down soon. My Dooyoo username is Dinah93, and NIMs is Rook252. If you look at my circle of friends almost everyone on there is off this thread so you should see some names you know!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Cinny91 wrote: »
    It's nice to have some faith, even if it is from an outside source! I think if OH was to put his mind to it he could easily save it, he's set himself the goal of clearing his debt (which is about 2k) before the end of the year, if he manages to put 2k into savings every 3 months afterwards than that *should* be 14k for when we want to move out.. it's just if he'll be able to do it or not!

    I think my dream flat in dream location has been scrapped from the list though :( OH wants us to move straight into a house for life I think, which if fair enough. I love those flats but we'd need to move out within a few years of moving there.

    Look on the bright side. house = cat. I wouldn't buy a flat if I could avoid it, they don't rise in value as fast, the annual service charge or management charge can go up for no reason, and you could end up in a situation like poor Birdie where they sell the rest of the block to a housing association! You have 2 years, plenty of time for the plan to change many, many times.

    Tink - Congrats on being nominated for the prizey thing. Would be pretty great if you got it! I'm scared to look at my Credit Card balance too - I'm more scared to update my sig with the total after buying those Uggs incase Dinah tells me off though! :o

    I thought you were mental buying them when I thought they came out of savings! Big slap on the wrist missy when your mum was going to get you them for Christmas anyway!

    I'm Cinny91 on DooYoo, my reviews are pretty rubbish too but I figure if they wanted uber long amazingly detailed reviews of things they'd be asking for more that 150 per review.

    Aye I agree with that. Or they'd be more liberal with the crowns!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 28 September 2009 at 11:32AM
    Wow Poolie, sounds v interesting! I know what you mean about banking being a pain on a Monday, my work computer has forgotten my customer number so I can't even check my balance.

    Well done on the prize nomination Tinkerbel!! I don't know whether you've said, I forget, what are you studying and what year are you going into?
    My dooyoo name is teteenlair - I'll have a look at your reviews if you add me as a contact thing. I get lots of V Usefuls but not many crowns :o

    Breathing has returned to normal, things starting to go right-ish, might have time for a review or two this aft :D
    Weightloss: 14.5/65lb
  • Poolie
    Poolie Posts: 1,882 Forumite
    Cinny91 wrote: »
    'Only' have 'afew' Poolie, you're a bit too modest!

    Well done on selling one of the routes though!

    Think of the number of test centres in the UK. Then each test centre has between 10-20 routes approx. That is a lot of work. Which is why I have only done a few. I did a london one as well. Will need to carrying on doing them when quiet at work.
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I spoke to my mum and she wasn't going to get me a pair anymore! I swear! It'll be paid off in no time (she says) :D

    Poolie - I still think doing any routes is impressive, I wouldn't know where to start. Sounds like a great idea though.

    Tete - Glad normal breathing has resumed! Be good if you can get a review or two done - you always seem to get fab ratings on them!
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope you get the prize Tink! Don't be down about money it will all work itself out in the end. What grad schemes are you applying for? I applied for a few when I was in my last year of uni , was a nightmare. Ended up getting my job where I did my work placement.

    I feel like I have spent half my pay already and don't get it till tomorrow. Is silly really as I do still have plenty left but feels like nothing to me.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Oh happy days. I was just beginning to panic. Know its a tiny fall, but its something that shows at least a flattening off.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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