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A Payment A Day Part 5

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Comments

  • OK you win, I didn't go as far as 60 years ahead, but otherwise our spreadsheets sound identical he he! You must be my spreadsheet-doppleganger :D

    It is definitely a motivator to see how long it would take on minimum repayments :eek:. My DFD currently looks like March 2016, but it goes down a couple of days every time I add a little payment, which gives me hope!
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Evening all,
    My PAD today is £23.80 shared between the OD and visa.
    Catch you later,
    Jo x
  • Evening All,

    PAD = £100.34 of HSBC Card today.

    My debt is now under 18k. :beer:

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Silaqui wrote: »
    Your cats are beautiful Sashybo, such elegant cats.
    I had a cat when I was younger who was the product of a pedigree siamese who had escaped from home and had made the most of her freedom with the local toms :rolleyes: She was a pale blue/grey with slightly darker points, but she inherited her blue eyes and loud voice from her mum!

    Thanks Silaqui. :D I has always wanted a cat but my OH said no until he suddenly got it into his head that he wanted a Siamese cat. :confused: So we adopted an older girl and got her niece ( a foreign white) as well. Then within about a year we got a chocolate point kitten too. :eek:They are noisy beggars but the most affectionate cats and have lots of personality.

    My pad today is 50p (again) to Barclaycard.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Hiya everyone, thanks for the good wishes re OH.... thankfully he still has a job :D HUGE relief in this household!

    Any sign of the newest PAD baby yet?

    Congratulations on nearly being finished Lemma, its been a long haul, but you have done great :)

    PAD for today is £4

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Evening All,

    PaD for me this fine Friday of £15.50

    Yeay it's the weekend :beer:
  • PandaPaws wrote: »
    OK you win, I didn't go as far as 60 years ahead, but otherwise our spreadsheets sound identical he he! You must be my spreadsheet-doppleganger :D

    It is definitely a motivator to see how long it would take on minimum repayments :eek:. My DFD currently looks like March 2016, but it goes down a couple of days every time I add a little payment, which gives me hope!

    I am afraid I am really sad because I love spreadsheets - oh dear!

    That's the beauty of PADding - a little makes a big difference!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Sarah: Great news about OH's job - what a relief!

    Sorry all that I haven't been very talkative just lately (apart from about farming of course!) - work is hellish at the moment and I have been extremely stressed.

    I'm off to London tomorrow (hiring a car) to fetch OH's stuff back. Hopefully I will be bringing OH himself back but the work is not finished yet and it could be a few days yet before it is - who am I to argue if he is earning money?!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • By the way Sarah - love the pink fence!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Work sucks!

    However, £10 pad for today please.
    'Fear is the path to the dark side. Fear leads to anger. Anger leads to hate. Hate leads to suffering.' :cool:
    Proud Mummy to two gorgeous miracles.:j
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