A Payment A Day Part 5

jinnywren

:rolleyes:No none of u three stuck here either!!
Daughter very disappointed.

Flower08

Silaqui wrote: »

then I just got up and I was so disappointed rofl!

I know i was quite disappointed when all 6 of us stood up at the same time :rotfl::rotfl:was hoping it would work on someone!

Silaqui

Haha I well I have found one person who it has worked on who admitted it on facebook... she is VERY easily led though so can imagine her convincing herself into it!
x

Moneytroubles_2

Hi I joined this thread a few weeks ago, however strayed from the site. I'm now back and more determined than ever and would like to rejoin!

today i have paid hitachi capital £100

See you all tommorow

InaPickle

Guys, I joined this thread thinking that PaDing was a really good idea. I still think that, but I'm not sure that I'm good at saving/paying bills this way: I know some people considered bills as PaDs but to me, I try to make PaDs something on top of my basic bills. However, I try to put as much money away at the beginning of the month in order to avoid the temptation to spend it. I think I might work better in lump sums as opposed to a little bit here and a little bit there. How do you guys do it and do you have any advice? Thanks!

Paulgonnabedebtfree

InaPickle wrote: »

Guys, I joined this thread thinking that PaDing was a really good idea. I still think that, but I'm not sure that I'm good at saving/paying bills this way: I know some people considered bills as PaDs but to me, I try to make PaDs something on top of my basic bills. However, I try to put as much money away at the beginning of the month in order to avoid the temptation to spend it. I think I might work better in lump sums as opposed to a little bit here and a little bit there. How do you guys do it and do you have any advice? Thanks!

I don't know that I'm a good one for advice but for me, a PAD is currently a payment towards a debt or to my tax bill (which I regard as a debt as I'm self-employed). I do regard my minimum payment to a CC as a PAD. Not household bills though.
I have BACS bill payments set up on my online bank account to all cards and to the taxman. This allows me to pay what I want, when I want - in addition to the minimum payment DDs that go out.
For me the important bit is to pay something each day - even if only 1p. It's symbolic really when the payments get that low. Just to know that 'm doing something about my problem - however small. I acknowledge that in practical terms, paying a few pence towards a massive debt isn't such a big deal but it's the doing of it that's important to me.

Paulgonnabedebtfree

And while I'm on the subject and still awake, a Saturday PAD of
19p
from me

mooomin

Morning all!

£7.55 PAD for me please.

jo41

The PAD total for Friday 18th September was a very respectable...

:j:j:j £1007.34 :T:T:T

tomtombeanie

Paulgonnabedebtfree wrote: »

And while I'm on the subject and still awake, a Saturday PAD of
19p
from me

...but looking at your sig again this morning, even your little payments are adding up - you've come along way since i last had a nosey! well done paul xx :T