Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

dialysis

busbyh wrote: »

I know you called yourself a "lurker";) well am I glad you are, you have given us so much help and info.on this site and we really do appreciate it.:A:beer:

Here Here Busbyh:T:T:T

dialysis

busbyh wrote: »

I doubt if I can claim regards the loan, as it was taken in March 06. but I will be around to help in any way I can - even if it's just to write the letters:D

Mine was March 2007 so I am the same as you but I am going to try my hardest there must be something we can do:A

marshallka

dialysis wrote: »

Mine was March 2007 so I am the same as you but I am going to try my hardest there must be something we can do:A

I know that FOS started to be able to look into ALL consumer credit complaints since April 2007 (which was anyone that held a CCL) but seems to me like the OFT are the ones that you all need to complain to here. They will guide you all and lets hope you can do something after winning back the PPI. You need to all complain as then they know that something was amiss somewhere in the actual selling of these loans. They had to change the advert didn't they....

dialysis

marshallka wrote: »

I know that FOS started to be able to look into ALL consumer credit complaints since April 2007 (which was anyone that held a CCL) but seems to me like the OFT are the ones that you all need to complain to here. They will guide you all and lets hope you can do something after winning back the PPI. You need to all complain as then they know that something was amiss somewhere in the actual selling of these loans. They had to change the advert didn't they....

Thanks Marshallka you really know your stuff dont you? Thats really really helpful:T:T:TI think that that will be our next step once we get the PPI. By the sounds of it all of us on here will go down that route when neccessary. Cheers hun.

marshallka

dialysis wrote: »

Thanks Marshallka you really know your stuff dont you? Thats really really helpful:T:T:TI think that that will be our next step once we get the PPI. By the sounds of it all of us on here will go down that route when neccessary. Cheers hun.

Where FOS can look into consumer credit complaints since April 2007 it was only for agreements taken out since APril 2007 for those that hold the standard CCL but that is why I say about the OFT maybe able to guide you better. They will certainly hear you all out if there are enough of you making these complaints about the way the loans were sold. Just wanted to clarify this about FOS as I read through it again and it sounded like fos (from how i posted it) could look into CC complaints of any age. It was however, only if the agreements were taken out later than APril 2007. I will have another look through this for you and post up.

barloo69

gumbi wrote: »

Just spoke to Deloitte and cleared a couple of things up....Most importantly the order in which they are assessing claims.

They are assessing claims once they have all the relevent information so your claim number is not a factor it's all down to how quickly they get all the info.

This means the only possible cause of delay is Target/Picture as the FSCS have sent everything to Deloittes. I'm going to call Target later and draw a line in the sand!

If they can't get the information that Deloittes need really quickly after knowing about this for over 2 years then I don't see why I should continue to pay them on time:mad::mad::mad::mad::mad:

A bit of a gamble I know...but enough is enough! They've got nowhere left to hide as both the FSCS and Deloitte have now said they will look at claimsas the information becomes available.

If everyone who has a cliam outstanding suddenly decided to stop paying them I bet the'd free up some resources to get this sorted sharpish:p

Really appreciate what you are saying there about holding back payment but the cynic in me fears that all they will do is add a charge on to each and every payment you would fail to make.

Granted I suppose you could commence a reclaim on these charges but its taken this long to get to this stage with the PPI, how long do you think they would take for reclaiming charges ?

This being said, I am totally with you though. Would love to hold back payment pending there reimbursement of my PPI, but alais we are just mere swmall pawns in this big fat cat world. (I think Ive been on the sauce too much tonight, rant over!!!!!):D

barloo69

busbyh wrote: »

Thats great info marshallka, you really do know the places to search:A. I think this could really help those under the threat of repossession.:beer:
I'm sure Picture did not do any checks on salary etc and as far as the house valuation is concerned, well that is something of a joke - albeit not a funny one:mad: surely when taking on a secured loan, it is essential for a true valuation to made.

If this is the case, is anybody considering the possibility of challenging the actual loan itself ie that the loan was in effect missold (is that the right phrase to use?) on the basis that no valuation of property, Pictures advertising at the time, salary checks etc were completed.

dialysis

We have had a reply from Martin read it and see what you think.:T:T:D

Its an interesting case - and not sounding good. The problem when looking at any default company is it has no brand or reputation to protect - and the administrators dont care about that either.

This means media pressure has very limited impact. Though I do think it is something we should be looking to do.

I want to do it as a news story and get some research done on it - but itll be next week before that happens because of staff absenses (and Im in the midst of hardcore filming)

We will look at it though.

Martin

marshallka

dialysis wrote: »

We have had a reply from Martin read it and see what you think.:T:T:D

Its an interesting case - and not sounding good. The problem when looking at any default company is it has no brand or reputation to protect - and the administrators dont care about that either.

This means media pressure has very limited impact. Though I do think it is something we should be looking to do.

I want to do it as a news story and get some research done on it - but itll be next week before that happens because of staff absenses (and Im in the midst of hardcore filming)

We will look at it though.

Martin

I KNEW he would listen. WOW Dialysis, a news story. At least someone will be making this public knowledge then. Lets hope he can work his magic.

THANK YOU MARTIN:T:T

dialysis

marshallka wrote: »

I KNEW he would listen. WOW Dialysis, a news story. At least someone will be making this public knowledge then. Lets hope he can work his magic.

THANK YOU MARTIN:T:T

Great news Marshallka I am chuffed to bits:T:T:TMartin is fab:T:T:T