Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

dannyboy419

Hi bushyb, sorry taken so long to reply had dragged my boyfriend to the supermarket.:rotfl:


We've had the loan running so far since April 2007 so about the same length as you had yours running when you cancelled. In which case I'm surprised you didn't receive a rebate...

The fact that Picture only mention the 30 days cooling off period and non pro rata refund in small print on the back page of the policy booklet, and not on the quote or demands and needs statement, should mean that everyone can get compensation.:j:j:j

I will definitely make sure I'm not taken for a ride the next time I go to a 'broker' or financial company for help! :mad:

Thanks to pinknico and di3004 for your messages!!!

xxx

di3004

dannyboy419 wrote: »

Hi bushyb, sorry taken so long to reply had dragged my boyfriend to the supermarket.:rotfl:


We've had the loan running so far since April 2007 so about the same length as you had yours running when you cancelled. In which case I'm surprised you didn't receive a rebate...

The fact that Picture only mention the 30 days cooling off period and non pro rata refund in small print on the back page of the policy booklet, and not on the quote or demands and needs statement, should mean that everyone can get compensation.:j:j:j

I will definitely make sure I'm not taken for a ride the next time I go to a 'broker' or financial company for help! :mad:

Thanks to pinknico and di3004 for your messages!!!

xxx

Your very welcome dannyboy.:beer:

busbyh

dannyboy419 wrote: »

Hi bushyb, sorry taken so long to reply had dragged my boyfriend to the supermarket.:rotfl:


We've had the loan running so far since April 2007 so about the same length as you had yours running when you cancelled. In which case I'm surprised you didn't receive a rebate...

The fact that Picture only mention the 30 days cooling off period and non pro rata refund in small print on the back page of the policy booklet, and not on the quote or demands and needs statement, should mean that everyone can get compensation.:j:j:j

I will definitely make sure I'm not taken for a ride the next time I go to a 'broker' or financial company for help! :mad:

Thanks to pinknico and di3004 for your messages!!!

xxx

We took out the loan in MArch 06 and when I realised the way we were being ripped off, cancelled in Aug/Sept 08. The only rebate we got , if you can call it one was £2 reduction in monthly payment. = £6 as we paid them off in November.

Deloitte are aware we rcd no rebate and have contacted me for details, date of cancellation etc. So maybe they will work something out. We on here are unsure how they are working things out with us who no longer have a loan with Picture, as nobody as yet has had there settlement. It will be interesting to see though!!

Have you kept the insurance in force or do you now have to claim the rebate back from Picture as some of the other posters hav had to do.

I doubt any of us would get stung like this again. It appears you can get the Insurance loads cheaper elsewhere. The thing is now though, if you still have the loan running and are maybe due a NCB you may be better keeping it as at the end of the day,you are still paying for it unless you choose to pay back the compo to Picture

Many thanks for your help, and sorry for all the questions.

Enjoy your CHEQUE:D:j Bet you feel on top of the world today:beer::j:j:j:j:j:T:T:T:T:T
Bet that was hard work - taking boyfriend to supermarket:D I would never take my OH, too much of a nusiance.:mad:

Thanks for the info dannyboy.

busbyh

di3004 wrote: »

Congratulations
Dannyboy
Well done !!:beer::T:beer::T:beer::T:beer::T:beer::T:beer::T:beer::T:beer::T
Another success, that is fab news.
xxxxxxxxxx

Hi di
Maybe there is something on the horizon for us then, like next week;)

Tomgaskell

Hi,

I yesterday after many months received a payment direct from FSCS for...

£5200 yes FIVE whole thousands of pounds. Many thanks to all for you help:money:!

T&A

di3004

busbyh wrote: »

Hi di
Maybe there is something on the horizon for us then, like next week;)

I hope so hunni, fingers crossed.:beer:

I am back and forth today, its my oldest Jamie 21st birthday.:jXXX

di3004

Tomgaskell wrote: »

Hi,

I yesterday after many months received a payment direct from FSCS for...

£5200 yes FIVE whole thousands of pounds. Many thanks to all for you help:money:!

T&A

Congratulations, and well done.
:beer::beer::beer::beer::beer::j:j:j:j:j:j:j
Was yours in regards of Picture, Loanmakers or Twopart Ltd?

So happy for you. XXXXXXXXXX

busbyh

Tomgaskell wrote: »

Hi,

I yesterday after many months received a payment direct from FSCS for...

£5200 yes FIVE whole thousands of pounds. Many thanks to all for you help:money:!

T&A

fantastic Tom, well done to you, and many thanks for letting us know. It helps keep those of us who are waiting ,positive:beer::beer::j:j:j:j:j:j Enjoy:D:D

Now here go the questions. How long as it been with the FSCS

pinknico

well done Tom.:beer:

busbyh

di3004 wrote: »

I hope so hunni, fingers crossed.:beer:

I am back and forth today, its my oldest Jamie 21st birthday.:jXXX

Lovely birthday 21st

HAPPY BIRTHDAY JAMIE, HAVE A LOVELY DAY:bdaycake::kisses:
21 TODAY, HE'S 21 TODAY, HE'S GOT THE KEY OF THE DOOR, NEVER BEEN TWENTY ONE BEFORE - ENJOY
XXXXXXXX