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Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

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Comments

  • Doogle_2
    Doogle_2 Posts: 51 Forumite
    Blimey what a crazy day of postings?"? Well done Gumbi...another successful case, good for you girl...and as for you Busbyh.......just keep calm hun....like the others said a !!!! up on figures hopefully in your favour?!?! potentially 2 more lucky winners this week then!?!

    Out of curiosity what were the main reasons for claiming? the usual? :)
  • busbyh
    busbyh Posts: 2,342 Forumite
    Doogle wrote: »
    Blimey what a crazy day of postings?"? Well done Gumbi...another successful case, good for you girl...and as for you Busbyh.......just keep calm hun....like the others said a !!!! up on figures hopefully in your favour?!?! potentially 2 more lucky winners this week then!?!

    Out of curiosity what were the main reasons for claiming? the usual? :)

    Hopefully will be in our favour:D

    mis sell reasons
    Single premium - 5yr cover pay for 25yrs.
    Lots on the policy thet wouldn't apply.

    Not given projected Interest we would pay in long term
    pre existing med conds.not covered.

    not told of option to insure elsewhere. I could go on:mad::mad::mad:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • pinknico
    pinknico Posts: 3,261 Forumite
    I think I'd better be the one to tell you that our beloved gumbi is infact a boy!
    Dont worry we all assumed the same as you.
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • busbyh
    busbyh Posts: 2,342 Forumite
    pinknico wrote: »
    I think I'd better be the one to tell you that our beloved gumbi is infact a boy!
    Dont worry we all assumed the same as you.

    I meant to put that on my post:D:D lol. Remember us pinknico, she is a he, him is a her:o:o:o
    xx
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • pinknico
    pinknico Posts: 3,261 Forumite
    I remember busbyh:D
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • Doogle_2
    Doogle_2 Posts: 51 Forumite
    oh dear....apologies?!?! :)
  • busbyh
    busbyh Posts: 2,342 Forumite
    Doogle wrote: »
    Blimey what a crazy day of postings?"? Well done Gumbi...another successful case, good for you girl...and as for you Busbyh.......just keep calm hun....like the others said a !!!! up on figures hopefully in your favour?!?! potentially 2 more lucky winners this week then!?!

    Out of curiosity what were the main reasons for claiming? the usual? :)


    Another one, I requested a copy of T&Cs. When I compared them with the original, the original only stated amount of actual PPI, and the copy gave the actual PPI, and what it would cost at the current rate of interest. Obviously they had had to make amendments to them after we had taken out our loan.


    Oh and wait for it, it also had the names of a another couple and detailed their pre existing Medical Conditions. Have yet to take this up the Info, Commissioner !!!!!
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • Doogle_2
    Doogle_2 Posts: 51 Forumite
    busbyh wrote: »
    Another one, I requested a copy of T&Cs. When I compared them with the original, the original only stated amount of actual PPI, and the copy gave the actual PPI, and what it would cost at the current rate of interest. Obviously they had had to make amendments to them after we had taken out our loan.


    Oh and wait for it, it also had the names of a another couple and detailed their pre existing Medical Conditions. Have yet to take this up the Info, Commissioner !!!!!


    Funny the T&C's...i never got mine either...i only ever received the credit agreement with the figures added to the loan!!! i would of thought they would have to tell you the PPI amount and the overall cost of of it wouldnt they? thats like taking a loan out and not knowing the overall cost of it?!?! plain daft!!

    And that medical bit sounds crazy.......
  • alyson1982
    alyson1982 Posts: 57 Forumite
    Hiya everyone

    Just had a quick read throughtodays posts and had a mini heart attack when I read about Busbyh - but glad things are looking ok again now!!!

    Well I rang FSCS who said that Deloittes had almost finished with our claim so rang Deloittes and they said they would be sending it back to FSCS at the end of the week for final assesment (does anyone know if they do this by fax or post??) I then asked him if he knew how long it would take for us to get the decission letter and he said that it should be sent out within a week of FSCS receiving it!!!

    Also does anyone know if the FSCS will tell you the decission over the phone - i'm so desperate to know - feeling more and more stressed everyday as I know alot of you are - the waiting is a killer!!!!!!

    GOOD LUCK EVERYONE AND WELL DONE GUMBI XXXX
    Feeling like we were sucked in by the hard sell & lack of info / advice! :confused:
    Well done to everyone who's won their claims & good luck to those ongoging! :rolleyes::rolleyes::rolleyes::rolleyes:
  • busbyh
    busbyh Posts: 2,342 Forumite
    di3004 wrote: »
    Pheeeewwww, thanks goodness for that :T:T:T:j:j
    Although I gathered it was just because they wanted to make sure with the loan company, to me that is a great sign, good one.:T:T:beer:

    thanks Di, it's just that's in anyones's guess now how long we will be waiting for TARGET:mad:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
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