Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

di3004

gumbi wrote: »

Been laid up with cold for a few days......still no sign of cheque for me yet but totally made up for all those that have have woken up from the nightmare of the last 2 years!

Seeing the crques arrive has made me feel better and, as my home is not at risk I have no problem waiting if it's sorted for those that are:p

Just a matter of a few more days I would imagine but fear not I will post up once it's here:D

Hi Gumbi

Sorry to hear your not well, hope you get better soon and get that money, it shouldn't be too long now.;)

di3004

beaniebabe wrote: »

I got 14,300. I will have a read in a bit of the letter cos I havent seen the breakdown yet!
I will post it up.
It has killed me today I have been at work all day. I had a sneaky look and saw that dialysis had got hers and wanted to congratulate her but couldn't!!!:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

This is Fantastic Beaniebabe.:T:T:T:T
You done well there as well, so pleased for you hunni.
:beer::beer::beer::j:j:jXXXX

di3004

busbyh wrote: »

WELL DONE DI
HOPEFULLY YOURS WILL ALSO BE SORTED SOON:beer::j

Thank you Hunni and fingers crossed for you as well.:j:j:beer::j:jXxx

busbyh

marshallka wrote: »

Busbyh, I was only saying that cause I know that people have been at threat of their homes as its "secured" and with credit card debts they are not. IF there ever came a time in someones life again whereby they needed to reduce their outgoings then unsecured debts only mean a dmp whereas secured loans mean repossession. If you were to be advised by a debt advisor after having troubles then they would always say to pay the secured (mortgage and secured loans) first and ask for help on the others. I certainly would not risk my home again ever if it mean't to me a choice of paying off credit cards/loans or secured loans. I know by missing on the credit cards etc it would not mean me being homeless. Just my view and i have seen so many on here saying they are already struggling with the repayments. If its not repaid against the loan then really its only like having "more" in a secured loan to consolidate other debts. Not always a wise move as I found out.

Please don't take offence here folks as my views are only my views. Its totally up to any individual.

Marshallka, this is my 4th attempt at posting.GRRRRRRRRRRRRRRRRR

I can assure you no offence was or ever will be taken by you or anyone expressing their views on this site. This is what we are all about. So please do not worry about it.

It was my daughter's intention to pay off Picture, initially, until she decided to remortgage. She took the new loan out over 19 yrs ,remaining term of mortgage. Saving 4 years payments as she still had 23 years left with Picture. She saved a massive ££16800. She also saved a lot more as her monthly payment went from £350 to £260, saving another £90pm.

This was when she decided, all being well to get rid of the credit card and a loan. to be honest I feel a having a credit card would be far to temping to them (even dangerous)to keep.

Her objective is to pay these off and with the monthly savings pay part of it to the the mortgage capital, in order to reduce the years.

As I have said before, no way have I been offended by any of your views, in fact we would have been lost without you and your brilliant calc:D and link etc,so please do not worry about what you have said and please do not be embarrassed:A

EDIT

CAN'T BELIEVE I HAVE ACTUALLY GOT IT THROUGH. I WAS DETERMINED NOT TO LOG OFF UNTIL I HAD DONE IT!!!!!!!
FORTUNATELY I HAVE ANOTHER DAY OFF TOMORROW
NOW I AM GOING TO BED!!!

sunnygirls

barloo69 wrote: »

I sent them a letter stating that as I had not recd a satisfactory response from them I will be taking them to the FOS. I gave them 14 days from my letter and guess what................that cut their response down to a week, recd final response with cheque and interest. yay,

Doesnt hurt does it, to send them a little nudge !!!!

nks for this


Hi thanks for this im going to do a letter today ,it cant hurt ,and the waiting is killing me lol Thanks Sunny

beaniebabe

marshallka wrote: »

Thanks for that dialysis. It really means a lot. I sometimes feel like there are some on here that only want to hear like minded points of views and nothing else and that anyone with anything different is certainly made to feel "different". We all have our own troubles to deal with as well but seems one thing in common, money worries and we all know how to deal with them for ourselves but i was just trying in my own way to be helpful and give another view, certainly not to judge and make people feel wrong..

Thanks again dialysis. I have wanted you to win so much to keep your house and keep it forever too. :A

Marshallka
You speak a lot of sense and have not offended me. Like others I have found your advice and support extremelly helpful.
As regards to my compensation we have to be very sensible about what we do with it. It is very tempting to blow the lot. However I do not want to be in this position again. It is very stressful for the whole family when you have very little money to make ends meet. Me and Hubby have had a good chat about what we are going to do with the compensation and although we will have a very small treat, the majority of it will go to picture as we realy need to reduce our outgoings:A

beaniebabe

Morning all. Hope we get our fat cheques today! Lol!!
Oh sorry, we got em yesterday, I forgot!
I guess I can't get out of the normal routine !! Lol!

Good luck though for all those that haven't received their cheques yet. Not long now folks!

dialysis

beaniebabe wrote: »

Morning all. Hope we get our fat cheques today! Lol!!
Oh sorry, we got em yesterday, I forgot!
I guess I can't get out of the normal routine !! Lol!

Good luck though for all those that haven't received their cheques yet. Not long now folks!

Morning all Ha Ha Beaniebabe you never know we might get two like honey now wouldnt that be something:rotfl::rotfl::rotfl:good luck to all who are waiting I really hope they come today!!!!:A

funkyc27

dialysis wrote: »

Morning all Ha Ha Beaniebabe you never know we might get two like honey now wouldnt that be something:rotfl::rotfl::rotfl:good luck to all who are waiting I really hope they come today!!!!:A

Yes i hope some more of our dear fighters/friends get their cheques very soon today if possible! We are off to look at kitchens today- delightful- but not when your husband is a chef!!

dialysis

funkyc27 wrote: »

Yes i hope some more of our dear fighters/friends get their cheques very soon today if possible! We are off to look at kitchens today- delightful- but not when your husband is a chef!!

Hi Funkyc27 hope you enjoy your kichen hunting I would just leave hubby to it if I were you, does he do all the cooking at home?