Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

di3004

With our FSCS claim form, we sent a copy of the letter from the FOS, of the one they resolved and this explains about going to TWOPART to pursue on this one, this also explained that we were not given enough information on the sale from the lender in order to make sure we were eligible and for this reason they believe it is the same for the first one.
I highlighted these areas for the FSCS to see, I also enclosed a copy of this to Deloittes the other day as well with the questionnaire, in case the FSCS did not pass the original one to them.

honey2_2

honey2 wrote: »

That what I am beginning to think plus there would be more calculations to work out, there would be the original loan and then the new loan that was taken which paid off the original loan.

Just what I think may be happening.

Honey 2 x

I just think that the ones that will be the most complicated and will require a lot more working out of figures ar the laons that have been paid off by another loan or re-mortgaged, there will be different rates of interest etc. I think that is why these are taking longer. Where as mine was 1 loan, still with the company and PPI still in force therefore easier to calculate if you get what I mean.

I don't know - just a thought

Honey 2 x

busbyh

pinknico wrote: »

Yes busbyh you do, and that must ne why Honey 2's friend was turned down as the FSCS think they were given the right advice about pre existing conditions?
Hopefully there other reasons will help them out.

It looks that way pinknico, how can you argue with a telephone recording, regarding the pre exi MC.
Hopefully they get somewhere when their appeal comes through.
The recording were always my main concern, as I have said, I don't really know what was said on the phone

saltyfish

O.k people i'll catch up 2morrow i'm in work at 23.30 so need to get some ZZZZZZs

honey2_2

busbyh wrote: »

We haven't received one yet and we remorgaged

Oh well bang goes my theory - sorry it was just a thought

Honey 2 x

pinknico

Catch up tomorrow saltyfish, sleep well!

busbyh

honey2 wrote: »

I just think that the ones that will be the most complicated and will require a lot more working out of figures ar the laons that have been paid off by another loan or re-mortgaged, there will be different rates of interest etc. I think that is why these are taking longer. Where as mine was 1 loan, still with the company and PPI still in force therefore easier to calculate if you get what I mean.

I don't know - just a thought

Honey 2 x

Yes know exaxtly what yopu are saying honey 2. Deloittes are waiting to see what interest we have paid since the remortgage. Although this could be a bonus for us as we did not expect them to pay back the interest on the remorgage side

di3004

dialysis wrote: »

Hi all OMG not been on for a few hours and it takes a few hours to read all the posts:rotfl::rotfl::rotfl:Hope you are all well. Questionaires!!! I did send mine back but I havent remortgaged so dont know why I got one but was told wrong info again by deloitte dont send it back good job I did though.

Honey congrats again on your other cheque what a balls up:rotfl: I will have it if you dont want it hun:rotfl:

Di hope you are feeling ok hun

Pinknico ring on Monday it will kill you if you dont.

Benaiebabe hope you are ok not long till monday hun only two more sleeps yipee. If I dont get mine there will be hell to pay, can I come with you when you chain your self to the building hun?

Busby hope you are ok hun sorry you are still waiting love hope its not too much longer for all of you.

If i have missed anything sorry hope everything else is ok.

XXXXXX

Hi Di
Hope your well hunni.:A
Feeling better than I was thanks for asking.

How's your day been?;)Xxx

honey2_2

saltyfish wrote: »

Hi i recieved the questionare and have not remortgaged.
Also my loan has been running since 2005,i was late(not missed) with 3 seperate payments and the sods said i had forfeited my rebate:mad::mad::mad:

Sorry - it was just my mind going into overdrive.

Honey 2 x

di3004

saltyfish wrote: »

O.k people i'll catch up 2morrow i'm in work at 23.30 so need to get some ZZZZZZs

Don't work too hard then saltyfish, and we look forward to seeing you back here again, take care and sleep well.:A;)Xx