Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

pinknico

Yes busbyh you do, and that must ne why Honey 2's friend was turned down as the FSCS think they were given the right advice about pre existing conditions?
Hopefully there other reasons will help them out.

saltyfish

honey2 wrote: »

Are the questionaires being sent to customers who have re mortgaged do you think?

Honey 2 x

Hi i recieved the questionare and have not remortgaged.
Also my loan has been running since 2005,i was late(not missed) with 3 seperate payments and the sods said i had forfeited my rebate:mad::mad::mad:

di3004

honey2 wrote: »

That what I am beginning to think plus there would be more calculations to work out, there would be the original loan and then the new loan that was taken which paid off the original loan.

Just what I think may be happening.

Honey 2 x

Yes I see your point, mine is though a bit complicated.

We had a loan advance with the same lender that the broker found, that was resolved through the FOS, after we remortgaged, but was then told for the first one to go back to the broker TWOPART.

So its the first one with the FSCS.....Twopart, the lender were Nemo.

di3004

busbyh wrote: »

deloittes no is 020779363000
FSCS is 02078927300

Thanks for this hun.:T;)

That FSCS number is what we have in our book but we have numbers everywhere, will ring them on Monday, in case this has been on the book for a while, for when we rang them before, which was ages ago, I really can't remember......

honey2_2

busbyh wrote: »

It must do honey2. As I said on an earlier post, there may not be a problem with the actual Insurance. It is the way we have been misled by Picture, that is where the bad advice comes in. Picture were acting for the Insurers and they had a legal obligation to us as policy holders to give us the correct information, which they clearly did not do.
Picture would have probably made more money from this than the Insurers would.
At the end of the day, how much have Picture paid over to the Insurance company out of what they have charged us for PPI we would never know.

This will probably be the reason the Insurance is still in force, as at the end of the day Picture have paid the money to them for the policy. So when you think about it logically, you should still be able to claim

Do I make sense;)

You are making sense - thats what I think - not sure if everyone thinks it is that way but I can only go with what my letter said and what the FSCS confirmed to me. As it stands the PPI is paid up in full to the insuarance company.

Honey 2 x

di3004

Right now rechecking in my book....

020 78 92 7300

honey2_2

pinknico wrote: »

Yes busbyh you do, and that must ne why Honey 2's friend was turned down as the FSCS think they were given the right advice about pre existing conditions?
Hopefully there other reasons will help them out.

I 100% agree - Picture needed to make sure at point of sale that you had the right info to make a decision if this PPI was correct for you.

Honey 2 x

saltyfish

pinknico wrote: »

JULY 08? Has Deloitte handed your claim form back to the FSCS yet and what reasons did you have for mis selling?


And no I didnt ring!:rotfl:

Going to ring next Friday!

JULY 09,No they still (Deloitte) have my claim and the reasons are the same as most people.What anoy's me about the form is i answered said questions over the phone a week before i received the form and they still wanted it returned.

dialysis

Hi all OMG not been on for a few hours and it takes a few hours to read all the posts:rotfl::rotfl::rotfl:Hope you are all well. Questionaires!!! I did send mine back but I havent remortgaged so dont know why I got one but was told wrong info again by deloitte dont send it back good job I did though.

Honey congrats again on your other cheque what a balls up:rotfl: I will have it if you dont want it hun:rotfl:

Di hope you are feeling ok hun

Pinknico ring on Monday it will kill you if you dont.

Benaiebabe hope you are ok not long till monday hun only two more sleeps yipee. If I dont get mine there will be hell to pay, can I come with you when you chain your self to the building hun?

Busby hope you are ok hun sorry you are still waiting love hope its not too much longer for all of you.

If i have missed anything sorry hope everything else is ok.

XXXXXX

pinknico

alyson got one and she is still with Picture so who knows?