Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

sandzb

beaniebabe wrote: »

Hi folks
Just got back in from work and had to check my e-mails to see if I had a reply from fscs. I did have a reply and this is what it said.

Thank you for your E mail of 28 September 2009 about your claim for compensation against Picture Financial Services Plc.

We expect to be in a position to send out our decision on your claim in about 2 weeks or sooner.

If you have any questions, please telephone our helpline on 020 7892 7300 or 0800 678 1100, and we will be happy to be of assistance.

This is good news beanie, why all the cloak and dagger though why not just say deloittes have looked at your claim and its been successful. Morons ( I hope they dont know who I am)

beaniebabe

pinknico wrote: »

Heres hoping!

I really am hoping. I am trying to think positive but you just can't help thinking about the mis leading info that they have told people before:o

pinknico

sandzb wrote: »

This is good news beanie, why all the cloak and dagger though why not just say deloittes have looked at your claim and its been successful. Morons ( I hope they dont know who I am)

Now that post made me laugh out loud:rotfl::D:T

pinknico

If you have any questions, please telephone our helpline on 020 7892 7300 or 0800 678 1100, and we will be happy to be of assistance.

Have they sacked Mr Grumpy then?

amersall

pinknico wrote: »

Not slow that post was from 4 hours ago:D

:odoh :D mind you i think it took me about 4 hours to type it;););)

beaniebabe

Think I am going to go really mad and make myself one of those advent type calendars to open each day upto 14 days!!! OMG its like a kid waiting for christmas!!! lol

busbyh

amersall wrote: »

does this make sense? right -before you can claim redundancy on insurance you have to be out of work for a period of time, if your husband is just being made redundant now, then i would think this form is being sent to you in readiness for when you can claim. am i right in thinking that with picture, you will be paid out mis sell but the ins wont be cancelled? if i am right and i am sure that i read that on this thread previously- then you may get the cheque from fscs and when the time is right you can make a claim on the ins?if you can then the ins will pay your loan for a time. i hope i am right with this, if i am not then i am sure someone will put me right

I think we are all confused on this one amersall

Yes, you do have to be out of work for a period of time , I think.

I cannot see how it is possible to win a missell for the Insurance, be paid out and then still be covered. But going by what the FSCS said to Honey2, that appears to be the case, unless the person who told her has got it wrong!! Which, let's face it, going by what they have been telling us lately, would we be surprised if they were giving us misleading info.

If you have been refunded the PPI back, how can we still have cover - beats me. We were discussing this for about 2 hours tonight.I just can't see this happening!!!!!!!


THE REASON FOR THE COMPENSATION IS TO PUT US BACK TO THE SAME POSITION AS WE WOULD HAVE BEEN WITHOUT THE PPI - THAT IS NO INSURANCE COVER WITH THEM

beaniebabe

pinknico wrote: »

If you have any questions, please telephone our helpline on 020 7892 7300 or 0800 678 1100, and we will be happy to be of assistance.

Have they sacked Mr Grumpy then?

Hey you never know, Mr Grumpy might be in the same position as us and might be grumpy cos he is waiting to be paid out too:D

pinknico

Or maybe his claim was refused!

amersall

busbyh wrote: »

I think we are all confused on this one amersall

Yes, you do have to be out of work for a period of time , I think.

I cannot see how it is possible to win a missell for the Insurance, be paid out and then still be covered. But going by what the FSCS said to Honey2, that appears to be the case, unless the person who told her has got it wrong!! Which, let's face it, going by what they have been telling us lately, would we be surprised if they were giving us misleading info.

If you have been refunded the PPI back, how can we still have cover - beats me. We were discussing this for about 2 hours tonight.I just can't see this happening!!!!!!!


THE REASON FOR THE COMPENSATION IS TO PUT US BACK TO THE SAME POSITION AS WE WOULD HAVE BEEN WITHOUT THE PPI - THAT IS NO INSURANCE COVER WITH THEM

yes you are right, i fully agree