Squirrel's Smiley, Smart and Solvent Diary

redsquirrel80

I can't believe how much better I feel today. Mr S slept well too - he was actually woken up by the alarm for the first time in weeks.

I've just sorted out my new mobile phone - cost me £20 and then contract is £15 a month - should be delivered tomorrow :j

Karmacat

All singing all dancing phone?

redsquirrel80

I'm not sure about the dancing but it definitely does singing (well, music), internet etc, and it's silver, which is obviously good

redsquirrel80

So, I've been trying to work out how to keep track of taking the £180 out of my overdraft for the course and repaying it... should I add it back on to my debt total or not, I guess I should. I've also discovered that one of my figures doesn't match what the DCA have - they were adding interest for a while without me realising. With both of those my total is back up to £8843.23 - it's never ending!

boredofbeingathome

Could you get the interest back off the DCA? Also thinking whether it may be worth looking at F&F offers. Is that a goal you may be able to pursue?

redsquirrel80

It might well be Bob, I have thought about it - I guess I am a little bit wary of making sure that they don't sneakily come back to me later on and ask for more. It would involve quite a bit of saving up though I think.

Not sure if I can get interest back, I think it was in the bad old days when I was avoiding letters so they probably did tell me

redsquirrel80

Had a good day out in York yesterday for a meeting, interesting as I got to meet a few people who do my job elsewhere. Got home early as well which is always nice Got my new phone on Tuesday so got to fiddle about with that on the train, although there wasn't much signal so couldn't try out the internet/ email much - got that sorted this morning.

Had a busy morning catching up with work today but quiet now... not sure what I'm going to do this afternoon.

Have 12 days till payday and roughly £200 left in the bank. Not planning on spending much though.

redsquirrel80

Right have transferred £100 into overdraft, that makes up a bit for taking the course fee out of there. Still need to think about how to make some more extra money, although I should get paid for the extra stuff from job 2 next month which will help.

boredofbeingathome

redsquirrel80 wrote: »

Right have transferred £100 into overdraft, that makes up a bit for taking the course fee out of there. Still need to think about how to make some more extra money, although I should get paid for the extra stuff from job 2 next month which will help.

:T Well done

redsquirrel80

Thanks Bob! Hooray, it's Friday! Got up early to get an extra walk in before work, I have got an extra determined head on as far as the fitness goes. Still having a temperamental tummy so I'm going to have to knuckle down with the sensible eating too.

Found out yesterday that I need to take the rest of my annual leave before the end of September, which is a bit of a pain as Mr S can't really take any significant time off before then! So trying to figure out a few long weekends. I've still got a couple of massage etc vouchers from Groupon to use, so will try to fit them in on days off along with lots of nice walks/ runs/ swims etc.

Not sure what we're doing this weekend - maybe going to an outdoor theatre thing on Saturday if the weather's decent. Car is playing up though so probably not venturing far.