Squirrel's Smiley, Smart and Solvent Diary

boredofbeingathome

Sounds good to me- i like those groupon things, i have a daily email from them- so i may make that one of my me things

redsquirrel80

Helloooo.. good weekend Saturday we did some gardening bits (and ate our first homegrown tomatoes), then went to see outdoor Shakespeare - really good, although it did rain a bit! Yesterday went for a long walk and picked lots of blackberries.

Feel quite blaah this morning though, seem to have the start of a cold and hormones are just generally being evil. I feel really blobby.. got quite down last night thinking about when I could wear skintight size 10 dresses and not worry about any bits sticking out. Anyway, not much I can do except carry on with attempting to be healthier.

A mysterious £11.12 has appeared in my bank account today - I think it might be refund of pension from job 2, but not entirely sure!

redsquirrel80

Talking of job 2, just found out I'm actually getting paid about £200 for that extra work I did the other week (well about £160 after tax), that's most of my course paid for then

beanielou

Good news on the £££'s for the course.

redsquirrel80

Ta Beanie

I'm in a good mood today - sun is shining, had a good sleep, and I'm off to join the gym later! Little bit nervous but quite excited too.

Also got some feedback on my work towards the IT training qualification which I'm delighted with - not much more to do till it's ready to submit.

Text book for my course has arrived I think - got to pick that up from PO tomorrow lunchtime (that's going to be a bit of a trek!).

Mr S is working late tonight so going to make the most of time to myself by going for a run then cooking a nice tea for when he gets home

Also, I'm off from Friday to Tuesday at the weekend, can't wait!

redsquirrel80

Joined the gym! Didn't know they had a special offer on but they did.. so no joining fee, and £30 for a one month membership to try it out. Then it's £31 a month for a minimum three months, which isn't bad at all. I do have to go at least 3 times a week to make it worth it though. Got my induction on Thursday.

So new SOA time, with my cheaper phone contract and gym membership!

Statement of Affairs and Personal Balance Sheet
Monthly Income Details
Monthly income after tax................ 1230
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1230
Monthly Expense Details
Rent.................................... 500
Council tax............................. 61
Mobile phone............................ 15
Gym........................... 31

Total monthly expenses.................. 607


Unsecured Debts
Description....................Debt......Monthly...APR
(Unnamed debt).................0.........40........0
(Unnamed debt).................0.........30........0
(Unnamed debt).................0.........20........0
(Unnamed debt).................0.........210.......0
Total unsecured debts..........0.........300.......-

Monthly Budget Summary
Total monthly income.................... 1,230
Expenses (including HP & secured debts). 607
Available for debt repayments........... 623
Monthly UNsecured debt repayments....... 300
Amount left after debt repayments....... 323

Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using IE browser.

beanielou

Any further thoughts on getting rid of the rent?

redsquirrel80

Well lease is up in November, and landlady usually contacts me a couple of months before it runs out to see if I want to renew.. so I guess I can attempt the discussion again then!

beanielou

TBH I dont think you even need to have a discussion.
You have been living there a good wee while now & hardle ever use your flat do u?
Whats there to talk about?

redsquirrel80

I guess it's just that final bit where I actually give up the flat and Mr S has to put up with all my stuff in his house! :rotfl: Maybe I should just go "Oi, I'm moving in!"