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KP's Another year older another year wiser?

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  • beanielou
    beanielou Posts: 95,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What makes you think that they may take the car then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Its in his name
    :j
    May 2013 new beginnings:j
  • Suppose I could just get him to transfer it but I know he'll snap if I mention it.
    :j
    May 2013 new beginnings:j
  • beanielou
    beanielou Posts: 95,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    But I doubt they would take it if it is low value.
    He could also argue on disability grounds as well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks never thought of that. I thought they would just try and take what they could. Letter I saw mentioned baliffs. There is nothing of real value in the house that is his but the car is an easy target if they wanted something.
    :j
    May 2013 new beginnings:j
  • Jo_R_2
    Jo_R_2 Posts: 2,660 Forumite
    Oh no - what happened with the CCJ? Did he confess all?
    Dealing with my debts!
    Currently overpaying Virgin cc -
    balance Jan 2010 @ 1985.65
    Now @ 703.63
  • He didnt say a thing. I was filing and it was in an open padded envelope. Not thinking it was that kind of post I just looked at the contents not even thinking to see whos name it was in. All he has said was that he was going to start paying it :mad: Stupid man :mad:

    Nothing I can do but I willbe furious with him if they take his (MY) car.

    I do wonder why I should stay with him and that when debts are gone then I should go. Kids will be older as well more independant.


    Anways spends not great £5 yesterday - 3 for kids and 2 a poppy. Today was £54 on diesel and lunch.
    :j
    May 2013 new beginnings:j
  • Jo_R_2
    Jo_R_2 Posts: 2,660 Forumite
    OMG KP! I'd be furious! Even more so if they DO take the car. What is the CCJ for then?

    Didn't realise things were bad so (well-meaning but pervy-looking) :grouphug:
    Dealing with my debts!
    Currently overpaying Virgin cc -
    balance Jan 2010 @ 1985.65
    Now @ 703.63
  • Things are ok for me just tight but OH has been sticking his head in the sand ref his own debts. A few years ago he had a spending spree and ran up I think 4-6k of debt whilst on benefits. Storted the od out by reclaiming charges but he wont let me help with the credit cards. He was going through CCCS and doing okon a DMP but I talked him into doing the new DRO route a watered down type of bankruptcy. 1 I would get some help with house hold expences as I was struggling 2 it would clear the debts sooner rather than later. He agreed an started paying me the £140 a month instead of cccs BUT never sorted out the DRO so creditors now chasing and hense the ccj.
    :j
    May 2013 new beginnings:j
  • PS thanks for the hug I am secretly fuming with him right now.
    :j
    May 2013 new beginnings:j
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