Rocky Road to Debt Free Wedded Bliss!!

Moneytroubles_2

Hiya Happytogetdebtfree!

Im really sorry but was your post meant to be in my my diary i'm not sure what you mean about film and training sessions? Sorry if i'm being dense!

Anyway just got home from work (overtime ) and now i'm relaxing and getting my daily fix of MSE - I have to make a payment today for the PAD challenge and I'm trying to figure out what to pay off :huh:

Also got £2 to put in the £2 jar!

Happytogetdebtfree

Yes wrong diary haha yes I'm on Sunday pay time and 60 whatever that means really tired out. Jobs relative who lent us 500 at a really bad time has said he won't accept it back he's happy to just go out for a meal so wow! X x

Moneytroubles_2

Thats nice of the relative, and i'm sure it's a weight off your shoulders

I've been out for a meal this evening with work, only recently started my job so it was nice to get to know my colleagues abit better!

Got a day off tommorow - yay! So think I am going to spend the day putting items on ebay and see what extra cash I can bring in

Im off to bed for now, but will be back tommorow!!

september09

Hi moneytroubles. Just wanted to say keep up the good work you're doing brill. Well done on all the overpayments you'll be debt free in no time.

Moneytroubles_2

Thanks September 09, I'm feeling really positive at the moment, made another payment today should have been £166 but I rounded it up to £200 - yayyyy!

You can tell it was only pay day on friday! Although it was my first wage since starting a new job with increased wages, so I've took advantage of the extra money

I'm also trying to gather my APR's so far the highest is the Very Catalogue with a whopping 39.7% - robbing so and so's! Managed to get balance down to £850 now, def making a point of chucking any extra pennies at it, I want a balance of 0 and to close the account!

Its so brill to see a difference in my balances i.e. Nationwide at its highest was £750 thats now £395 and Very catalogue was over £1500 at one point and is now down to £850. I'm really excited about how close to zero i'm getting - is that not just a bit sad? lol

Thanks for reading everyone!

Moneytroubles_2

Hi all,

I'm slightly confused this evening, I rang Barclays this morning and made a payment on my car loan (actually paid more than the minimum payment) and then tonight they have rang my parents house (my previous address) asking for me. I'm sure its nothing to worry about but I dont get why they are phoning, and also why they are contacting my parents. I had to confirm my address and telephone number to them this morning so I know they have the correct details, plus I have lived at my current address for 2 years now?

Tried phoning them but the office is now closed, so will try tommorow. :huh:

september09

Hmm thats wierd. Perhaps you should call them back on a legit number? Incase its a con or something?

Happytogetdebtfree

Morning, just becareful I don't give my bank details I always ask them to give mine after all they phoned us so they have access to personal data unless they are dodgy. I'm starting sw today lol I've been starting all week haha

Moneytroubles_2

Hi all,

Been at work today and now I'm realxing while watching friends

I really need to pull my finger out and list my things on ebay I have quite a few wedding related items to sell!

Also had a call from Body shop today which I missed but they left me a voicemail asking me to call them back, just not sure if its right for me at this time?

I really need to make a payment today to keep up with PAD challenge - ooo what to pay what to pay?

Hope everyone is having a good day - Thanks for reading

Moneytroubles_2

Dilemma over - made a payment to the Very catalogue of a whopping £1

Every penny counts