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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    It has still taken 5 banking days with A&L, for me anyway.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    Pickle that's what i've done for my car costs for years, it's the only way i've managed to keep getting stuff done on it. It's also something i introduced my OH to the policy when he got his scooter and then his car.
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Lemon_Tree wrote: »
    Pickle that's what i've done for my car costs for years, it's the only way i've managed to keep getting stuff done on it. It's also something i introduced my OH to the policy when he got his scooter and then his car.

    I haven't done it before, but the bills have nearly killed me this year as I have been earning very little, so I will definitely do it this year. Having said that, I'm tempted to not do it until I've paid of the interest-gathering debt and then play 'catch up' as it would mean paying less interest in the meantime, but leave me open to big bills again in case things go slower than expected. Hmm...decisions, decisions.
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Morning Taxi,

    I missed that you are debt free now apart from the mortgage of course....Belated Congratulations.

    You also seem much better now since your op which is great, I do hope that you are still resting and taking it easy.

    Will catch up with you later. Tea xx
  • hi Taxi

    Just caught up withsome of your posts. Its simply fab about your debt free news, absolutely wonderful. Hope you are doing ok. Soz to hear about your friend's granddaughter. Take care and congratulations.
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Hi Taxi

    Hope your day is going extremely well

    x
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    taxi .... how you finding making the transition to organic ?
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Just popping by to say Hi - not been back from parents evening long and it was very busy and very hot - am I one of the lucky ones - I've never had any probs with Santander (Abbey) - hope I haven't tempted fate with that statement lol.

    milann
    January spends - £587.58
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sorry not been around today.

    Have had a very negative day today which knocked me for six.

    Phoned the BCN today to ask if any more of my results were back and they were.

    I was convinced that my cancer would be hormone positive but no it's triple negative.

    Triple negative is bad in that it is more aggressive,has a very high recurrence rate,a worse 5 year outlook,a higher secondary spread rate and obviously doesn't respond to hormone therapy such as herceptin etc.

    My treatment is very likely to be chemotherapy followed by radiation therapy...so a very long road.

    My BCN is away until monday so another nice BCN gave me the news...there is no sign of me on the oncologist appointment system yet so the nurse was going to contact his secretary to make sure she'd got the referral...thought she'd have phoned back but she hasn't so need to phone her in the morning.

    Really need to know whats going on and get my treatment plan
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Taxi - I'm just knocked for 6, guess its a long hard struggle, maybe when u get ur BCN back,she'll push for your oncologist appointment.

    The good thing is thou they got you sorted quickly with the removal of the lump, the mri scan was clear, so it must be that gremlin saying hold on I'd like where I was,now they've taken me out, I'll cause some hassle.

    I guess your going to be going through a lot getting all this sorted, but if you need anything I'm here, just shout. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
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