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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hello :wave: Sorry not been keeping up to date so just had the joy of seeing the new sig. As Pania (I think) said I wish it was in a different way but at least its one major worry gone and you can focus on getting well.
    :j
    May 2013 new beginnings:j
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you had a good day and got some rest in.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Hope u had a good day, and didn't over tire yourself.xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    Hope you are Ok Taxi and that you did not overdo it yesterday

    Love and hugs

    DTxx
  • beanielou
    beanielou Posts: 95,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thinking of you DT.
    take care x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Wol2 wrote: »
    ...pours Taxi a glass of Cloudy Bay :D

    xxxx


    What's cloudy bay?...sounds good whatever it is:rotfl::rotfl::rotfl::rotfl:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi all....
    Sorry not been about much....
    popped to DDs new house last night for a couple of hours and was tired when I got back.

    Today...I had to be at the garage for 9am for car service...not been back long as I wait there as otherwise they have it all day.
    Service done...needed a couple of bulbs,new wipers and oil change...so £265 spent.
    I need two wheel trims ..they are special ones so had to be ordered and should be in thursday.
    I need a couple of new tyres but get them from my other place...
    then it's steam clean and valet on monday
    pits on tuesday

    So that will be the end of that money pit.

    Haven't had to touch the emergency money yet and hopefully will be able to scrape through the month without touching it.

    Next month is another expensive month as I need to get the taxi insurance together....and hopefully I can get through that without touching the money..lol

    Haven't seen DH yet today as I went to the garage and he went to Physio and has been back and took the dog out...hopefully he'll be back soon and we can go for breakfast or something.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    God cars cost so much, but then when you consider it is your livelihood and think of it as a overhead expense, its really just the same as any other business.

    Enjoy 'breakfast' with DH
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Am back from breakfast and I walked there and back..lol
    RMC...that's the way I look at it as well..it's just a business overhead.
    I would live without a car if it wasn't being used as a taxi..hence why we don't have a personal car as well.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Good, a breakfast out and some exercise - perfect!

    We live in such a rural area (nearest town 6 miles away) couldn't survive without a car - a necessary evil!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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