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Taxis back to basics...debt and mortgage free before 50(feb 2014)
Comments
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Yeap Taxi thats what happened to me - lost all my direct debit info - damn annoying!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Now the Absurd&Useless!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Oh Beanie I think I am looking forward to leaving A&L more than I am paying off my nemisis Ricardo Branso!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I have other accounts so no big deal to get rid of them if needed.I haven't had any problems with them but like I say will see how it pans out.0
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Have to admit I find transferring the money into hubbys every month a pain in the bum .... I should really get around to closing it but the overdraft is handy sometimes0
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LOL for me the overdraft is sadly still essential but some day my prince will come................in my case my prince is a debt free existance!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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REDMADCURLS wrote: »LOL for me the overdraft is sadly still essential but some day my prince will come................in my case my prince is a debt free existance!
I love that!0 -
Thanks all....
Hypno has hit the nail on the head as it's waiting about and the situation out of my hands.I'm impatient and need to be doing IYSWIM.
The weather is ok for me here as it's quite cool so not too much bother.
A+L has done my head in ..they are migrating customers over onto the santander system over the period of 3 months ...unfortunately it's my turn this weekend...I have now been migrated BUT on my DD list they are all blank for amount paid/what date....I use these to check when stuff is due out !!!...because they have been paid on the old system...they will not show on the new system until they go out again...so everything is more confusing than ever on there.
I will see how it pans out but may just transfer away from them.Will give it a couple of months.
RMC..see you have the pleasure to come yet.
Managed to do a couple of bits today...
Washed some pots
washed and dried some washing
walked to the shop and back
tidied and cleaned my computer table
shredded some paper
it's not a lot but a start
Its going to be a pain this transfer over, got A+L acccount, luckly its a spare, but dd's accounts all with Abbey, they don't know when there transferring them.....
Its going to be fun and games as well if the Halidax decides to go to LloydsTSB way of working.
Think you've had a very productive day, daddy darling!! doesn't like anyone else using his pressure shredder, so wait till I have a bag full!!
xxxx rip dad... we had our ups and downs but we’re always be family xx0 -
REDMADCURLS wrote: »LOL for me the overdraft is sadly still essential but some day my prince will come................in my case my prince is a debt free existance!
Find a spare Prince Charming for me please..........xxxx rip dad... we had our ups and downs but we’re always be family xx0
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