Taxis back to basics...debt and mortgage free before 50(feb 2014)

taxi73

DD1 is already a party animal..lol...no reputation to ruin..

Cuba is my most favourite place...I just love it there...

Virtual party..yep we can have one of those..what a way to be debt free..feels like cheating in a way....watch this space ....

REDMADCURLS

Taxi IT IS NOT CHEATING

You have had the most awful experience, one that is certainly not worth being debt free for, that, my friend, is a teeny tiny bonus!

InaPickle

taxi73 wrote: »

Virtual party..yep we can have one of those..what a way to be debt free..feels like cheating in a way....watch this space ....

REDMADCURLS wrote: »

Taxi IT IS NOT CHEATING

You have had the most awful experience, one that is certainly not worth being debt free for, that, my friend, is a teeny tiny bonus!

I'm with you, Reddie! :T

It's not cheating, Taxi - it's just a silver lining to a pretty awful cloud. Look upon is yin and yang: a good thing to balance out a bad thing. (Well, OK, it's not quite enough, but hey, you've got to go with what you are given. )

taxi73

I'm just so glad that I took the insurance out...it was originally a norwich union plan which was took over by Aviva so at least we know they pay out.

I now need to arrange insurance for my husband as it was a joint policy and pays out on the 1st event....which I'm the 1st event...

So I need to have a good hunt around for decent insurance now.

InaPickle

taxi73 wrote: »

I now need to arrange insurance for my husband as it was a joint policy and pays out on the 1st event....which I'm the 1st event...

So I need to have a good hunt around for decent insurance now.

Hopefully you will also be the last, but don't forget Quidco et al. if you can do it online!

liloandstitch

(Is it clear yet!....................................)

Plans sound fantastic taxi, should have guessed you had it all in hand

And Cuba sounds wonderful, what a lovely thing to look forward to XX Lilo

pepe2008

Did a bit of a 'short-hand-read'......blimey, you lot fill a page up quickly!
Excellent news on Insurance, Taxi....and even better on the results for DD.
X

Gemmzie

I'm so glad to hear your DD is fine.

Good to hear the insurance is paying out, okay the circumstances suck, but you're coming to come out the other side with so much less stress

Lenza_Quidditch

taxi73 wrote: »

what a way to be debt free..feels like cheating in a way...

InaPickle wrote: »

It's not cheating, Taxi - it's just a silver lining to a pretty awful cloud.

Exactly right, Pickle (can I call you Pickle? )! I do know what you mean though, Taxi - I never missed a payment until the juice finally ran out. My debts are all £1 a month now and, therefore, still lurking in the background and that's where they'll stay for a while yet! Given the choice, there aren't many who would swap positions with you!!! You've paid your premiums to get rid of the money stress - now enjoy making plans!!!

love Lenza x

taxi73

Thanks all...
Have been productive this morning and now have the settlement figures for all 3 loans..all are valid until 27th July.

BOS...£196.60 loan....£2871.23 and then I get the £196.60 I paid yesterday back.
HALIFAX...£186.01 loan....£2681.90
GMAC...£322.31 loan.....£7574.61

The barclaycard is a 0% one so no interest
The BMI card 6.9% so a tint bit of interest on that.


Hope everyone has a good day x