📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Taxis back to basics...debt and mortgage free before 50(feb 2014)

1358359361363364425

Comments

  • milann
    milann Posts: 11,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sounds like you've had a 'bit of a day' - that could be the understatement of the year me thinks.

    I'm so pleased dd has been given the all clear and that the insurance is paying out without hassle.

    I'm guessing that your dd checked herself because of your diagnosis - poor girl must have been petrified - as must you for that time of not knowing.

    All I can say is I'm sending more positive vibes Blackpool way for you to catch.

    Take special care of yourselves.

    Milann
    January spends - £587.58
  • dentonemma
    dentonemma Posts: 240 Forumite
    Great news all around. DD and then the insurance company. Its good that she got the result so quickly. Take care.
    Pay £7,500 in 2011 paid £29,325 No 43 OP £21,825
    Olympic 78= £20,000 paid £35,708 over paid £15,708
    Mortgage over payment £1996/£1497 paid in 2011
    sealed pot 4 number 845
    Weight Loss 29lbs/13lbs
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    glad it's good news all round x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    sending you hugs, glad you got some good news today
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    You certainly have had an up and down day. I'm so glad it has ended with two big UPs - a healthy daughter and an end to money worries. I will be celebrating when you are debt free, you have been an inspiration along the way.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • liloandstitch
    liloandstitch Posts: 1,333 Forumite
    Fantastic news Taxi, so pleased about your daughter and the payout.

    Let hubby make his own choices, but if hes anything like my husband, he tried to do everything all the time - I was constantly worrying about him, he got so tired and grumpy! He was trying to be helpful, but when you need help and support, or just company cos you cant do much - he is more useful at home with you than at work (unless that is what you prefer of course!) He sounds a lovely man though, so I hope you find the right balance. If my journey taught me anything, it is how important family and home are compared with money and things - I would have traded everything I had to know that I was going to live XXX I am luckily through that now, but I must admit my debt free journey is definately now a scenic one, as I want to enjoy life, although obviously in a MSE way. I found that I was putting everything into clearing the debt, and not living my life - and I am not fussed now if it takes me longer, it will still get paid off.

    Sorry, that ended up a bit of a sermon, but much as you want the mortgage cleared, that may not be the support that you need - it can maybe wait until you are healthy again and can clear it quicker then. You said earlier in the thread that one of your pleasures is to drive out to the country - this may be a treat that you can enjoy regularly with hubby if you both take the time to chill - maybe use the pressure that debt free relieves to do some things that feed your soul, even though the mortgage is still there.

    Ill disappear back off under a rock until the coast is clear ........................

    Lilo
    Live on £4000 a year again for 2011
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Thanks everyone xxx I'm so glad I've got you lot here xxx

    I have every intention of savouring the time I have left on this earth however short or long.

    The money will allow me the freedom of choice.

    I am away with DD2 to a fellow MSERs place at the end of july and I'm really really looking forward to that before the next round of treatment.

    I am looking forward to spending lots of time with JJ and doing loads of things with him over the coming years.

    I'm looking forward to booking a holiday in the uk somewhere peaceful and relaxing with DH as and when treatment allows and knowing there will be enough in the bank to pay the bills.


    And when fully recovered I'll be going to Cuba again on holiday x
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Blimey, Taxi - it's never quiet with you, is it? :eek:

    Still, I'm DELIGHTED at the good news for DD and you. I would have a few biccies with the celebratory tea, and if I were DD I would be getting myself a right reputation as a weekday drunk at this very moment! :rotfl:

    Glad things are looking up. We need to have a virtual party for when you are debt free, so let us know so we can get the drinks and nibbles in (tea and biscuits also available!). ;):D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    My what a day! I had to keep going back and back to find out what you were being congratulated on - little did I know!!!!

    Delighted DD is ok, chuffed that you got the insurance.

    And there is me blethering on about rain!!

    Cuba + Salsa = Funsa!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sounds like a plan Taxi. Cuba - yes please!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.