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Dottyannes 'in need of support' debt diary (all new)

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  • edinburgher
    edinburgher Posts: 13,883 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Update: I take it you're a fairly new seller?

    https://www.paypal-marketing.co.uk/safetyadvice/PaymentHoldsForEbayItems.aspx

    Sorry for doubting you yukkibear, I guess I've just been on eBay too long to have seen these new terms :o
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    yea, been registered ages, forgot my logins so listed them on hubbys login, hes never sold or bought on his login, that will be the reason then yes?
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    hi, yes i am - that will be the reason?
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    OMG another £2 coin - thats £26 now already woooo hooooo
    Focusing on clearing the credit cards in 2018 :T
  • Hi I just wanted to add my best wishes for getting DF.

    My advice for whats is worth is keep a spending diary (fancy package, spreadsheet or notebook). This has been and remains an eye opener for us in terms of what we thought we were spending in things against what we were spending!! This with a budget will get you a long way to breaking even each month and eventually having a surplus to throw at the debt.

    When we started we had a small shortfall and now its a large surplus although our debts were massive!!

    Good luck and remember we're all in this together!! :T
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • edinburgher
    edinburgher Posts: 13,883 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    hi, yes i am - that will be the reason?

    Yup :) 10 characters....
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning Dotty, hows you?
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hi all, ime fine thanks - hope you lot are too :)

    Good news today, had a letter from RBS Solicitors (after the CCJ) and they are happy to allow us to keep the current payment we are making to them each month, could have been worse i suppose. I am planning to keep paying this for now as we still owe them some of the balance but am hoping that once the bank charges reclaiming floodgates open back up, as i already have claimed over 2.2K off them, if all goes well, they will reduce the balance and therefore the debt on this one.

    BUT, at least, for now, i consider it a result and as long as these regular payments are made they will take no firther action against us, which is a relief.

    I'm slowly readjusting to the lightbulb moment again and one minute i feel really positive and the other one, scared to death.
    Focusing on clearing the credit cards in 2018 :T
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good news with the payments dotty:):T
    November NSD's - 7
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Good news Dotty :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
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