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Dottyannes 'in need of support' debt diary (all new)

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  • *zippy*
    *zippy* Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello dotty hun, I haven't visted DFW for ages so lovely to see you :beer:
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning Dotty, how the devil are ya?
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    *zippy* wrote: »
    Hello dotty hun, I haven't visted DFW for ages so lovely to see you :beer:


    Zippy!!!! me either ive only recently come back on for some moral support :) hows things ?
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    doodledo wrote: »
    Morning Dotty, how the devil are ya?


    Hey doodles, not too bad hun - how are you? things going ok?
    Focusing on clearing the credit cards in 2018 :T
  • *zippy*
    *zippy* Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    dottyanne wrote: »
    Zippy!!!! me either ive only recently come back on for some moral support :) hows things ?

    So lovely to hear from you ((hugs))...I'm similar to you hun, I started a diary on here last night as I really want to knuckle down and get the debt all paid off. Things not bad though, I've completely closed the business and work full time, but still have the business loan to sort and i'd like to retrain so I can earn a bit more. Oh its lovely to see a face I recognise, we must keep in touch now xxx
  • How's things going with you? I have started trying to budget even better with groceries after giving you the same advice - seems to be working quite well. Hope all is ok.
    Mint £5,624 [STRIKE]£5,700[/STRIKE] Capital One £338.26 [STRIKE]£350[/STRIKE] Next £390 [STRIKE] £460[/STRIKE] Overdraft [STRIKE]£1400[/STRIKE] £900

    £2 Coins '09 £142 £2 Coins £4 '10 :o DF Reward Pot £33/£153 :o My own crazy little Green Metropolis challenge 17/100 books sold = Sept: £29.25 Oct: £0.00 Nov £9.00 Dec: £3.00 :o Jan NSD 5/7
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    *zippy* wrote: »
    So lovely to hear from you ((hugs))...I'm similar to you hun, I started a diary on here last night as I really want to knuckle down and get the debt all paid off. Things not bad though, I've completely closed the business and work full time, but still have the business loan to sort and i'd like to retrain so I can earn a bit more. Oh its lovely to see a face I recognise, we must keep in touch now xxx

    for sure we will keep in touch :) we can help motivate each other :T
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    hey all, well phewwww its finally Friday, did ok with my weekly shop only bought extra milk this week, and i am doing a shopping list for my shop this weekend as i still have lots left from my shop last week, bulk bought some stuff which will last me the whole month :) so am hoping for a pretty cheap shop this week. Im feeling pretty ok till this payday as i know i have enough to last till then and pay everything off, however i still have to make plans to bring in some extra next month too, i have set myself a little challenge of bringing in an extra £250 (ebay etc) each month until may next year at least until my secured loan has gone forever, thats a big debt to clear and will give us some much needed breathing space. Its hard going at the moment and a struggle but somehow we all seem to manage.
    Focusing on clearing the credit cards in 2018 :T
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    How much stuff have you got for ebay dots? I seem to have a never ending supply :rolleyes:
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Good luck with your money saving and debt reduction targets. sounds like you are on the right track.
    misselvis proud and in motion - dealing with her debts step by step :)DFW #107
    challenge pay off 6.5k by the end of 2017~ £388/£6500 challenge 1% challenge = 6% of debt cleared; challenge - build up 3 months emergency fund- £0/£6000
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