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Beacon Mortgage Advice! Help!
Comments
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hi,
aww aimzrabbit, i know how you feel ,i really do :-(
We are getting ignored on all fronts to, i really dont know what to suggest, why do these people not just be upfront with us ?
Can i pick your brains on something aimzrabbit, you know when you join equifax, do you get an alert if someone is looking at your file even when its the free trial ?
keep in touch :-)0 -
needamortgage thanks
you will only get an alert if someone searches it or there are some significant changes in balances or payment history
lenders cant just log into it for a nosey around like we do
hope this helpsI am NOT a mortgage advisor nor a professional in any debt related matters my replies to posts reflect my personal view only and experience in life time situations that may or may not be of any use to you if you need advice speak to a professional0 -
Are beacon used when someone has bad credit? What kind of rates can you expect?x0
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Yes as most main stream lenders won't look at you even with a large deposit and only a slight blip in your credit history. I am paying 6.25% for two years. 25% deposit.0
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I can't understand why you are all having these problems, my case went to Beacon on the monday, offer by the thursday, instructed an audit valuation which is being done tomorrow. I feel that they have been very quick.....well so....your broker should be keeping on top of all this for you.
Good luck and be patient, hopefully you will hear something soon.
Carla0 -
carla
has your solicitor reciveved the offer from B Legal ?
aimzI am NOT a mortgage advisor nor a professional in any debt related matters my replies to posts reflect my personal view only and experience in life time situations that may or may not be of any use to you if you need advice speak to a professional0 -
Are beacon used when someone has bad credit? What kind of rates can you expect?x
5.45 for 3 20% depI am NOT a mortgage advisor nor a professional in any debt related matters my replies to posts reflect my personal view only and experience in life time situations that may or may not be of any use to you if you need advice speak to a professional0 -
Yes my solicitor got the offer on the same day as I did.0
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re the fees massive as those rates are better than the one I've just applied for with RBS and I have a default0
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The fees are pretty high, unfortunately there is no way round them....i only have a mobile phone default of £20, I have tried everywhere else to get a mtg, I don't have a choice if I want to stay on the ladder. My default is off in two years so the plan is to re-mortgage as soon as my deal is finished hopefully to a mainstream leander.0
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