November.2015.here.we.come

taxi73

Please try not to worry about the court date .....easier said than done I know xx
Well done on getting in front with uni and good luck sorting DDs bedroom ..used to hate sorting the girls room when they were little.

mum2one

Think its the January blues - and worrying about this court case, just don't feel like doing anything, sounds daft but just feel in limbo over everything, no news on blood tests yet. Almost worried to eat something new.

decided to start gutting dds bedroom, done her wardrobe, and 2 draws then next batch be the shelves in wardrobe and draws under bed.

My room just looks like a bombs hit, just not been in the right frame of mind, doesn't help that mother darling has lost all the top up cards........... trying to get all them sorted.

Good news spoke to the company that are sorting out the bathroom, with us going away, trying to tie it together, - so there coming out Wed to look at the shed, about having that converted to an outside bathroom, and there hoping to do it while we're away.

Decided my bedroom got to be done in chunks
computer desk, chair, that bit of carpet
The side of the bed
Wardrobe
2 x book cases
Built in wardrobe

Get there eventually.

had a declutter mode earlier- started on the shed, got an old kitchen unit and the wall, we chicked 4 carrier bags of junk out. The other unit pretty much sorted did it b4 xmas and moved the booze around, just the old cupboard to do (dads job) and clean the freezer (dad again).

Think DDs being vullied at school, theres one girl in the class who works her way round, and shes had a go a quite a few of the kids, and a coulpe of madams friends, thou madam gave her a gob fall... Had a quick word with the teacher yesterday.

Got my next assisgnment to do for the sports course, by Thurs, got to start that 2mor, then the plan is Fri do another weeks worth of work, then be a week ahead, and then can get a clear start on next course. Just think I've literally studied since 2006, and only had 6 months break, that was when had probs with neighbours chucked everything in, literlay as one course is coming to an end another has started. Try and plan better next yr.

Moneys seem to be the problem this month, just seems to be going so quick, had to borrow some money off dad to top up phone, there should ohave been enough to cover, but swopped handbags - as had PTA meeting, don't take purse.
One good thing the PTA have finally realised they need to pull their finger out ...... doh I've been telling them that for 6 months, we want to become a charity, and it all the processes and raising 5k a yr to stay a charity, when ur currently lucky to get 2k, massive increase.

I'll guess thats my moan out of the way, sorry, just mums upset over the courtcase, and because I'm in touch with his parents, and Karen has texted them, I think there worried there being pushed out, shes not been well herself, think were all in pressure cooker mode. x

taxi73

Sorry to hear things are so stressful for you at the moment and that it's affecting everybody in the house.Wish it was all sorted for you x

mum2one

Lot better day 2day, getting their with the assisgnment, got an extension till Monday, but want to get it done before then. Hopefully be done 2mor.

Things are going ok with the the other grandparents, there ringing at the weekend, and DD has said she wants to say hello to them, but leave that as a surprise incase she changes her mind. she's already suggested that she should be given £5 for speaking to them........ She'll go a long way!!

Just sorted out banking till the end of the month, and get through by the skin of my teeth, hopefully Feb be lot better, think its Jan blues, and money being paid earlier over xmas + new yr, mucks up jan, but get there (trying new positive attitude!!).

finally got the money back from the cancelled hol in Oct, thou the ins company only refunded half, as the other person could of still taken the holiday... (not at my expense!!), but then £100 better than losing £200 and help out with spends for holiday.

decided I need a kick up the rear, just seem to of been robbing peter to pay paul and guess it got me down, normally manageable, but the payments that were due end of Dec, came in early, so it sort of threw things. Plan to sit down at weekend and get Febs sorted properly.

Just decided can't keep worrying about the court case, its in May, and the visit has to be done by April, I've got nothing to hide, done the best and hopefully their see that. What happens, happens, at least got a solicitor so let him do his job and earn the money.

Just added the last couple of payments up, come out Monday, but will update today, while I think of it. xx

loumac

Hey mum2one,

Just thought I'd check in and say hi! Lots to try and catch up on with your thread so will try see what's going on but hope you're well.

xx

mum2one

Still plodding along with the assisgnment!! Get there eventually!

Good news, DD spoke to her Irish Nan tonight for the 1st time, - bless her she couldn't understand her accent properly, but managed hello, how are you, and bye, which is a start, let her take it at her own paste.

Had a laugh at the post - got a letter from the allergy clinic, thought great we're making some headway, - alsa no apparently my blood sample got contaminated at the labs, so got to go Monday for some more blood tests.

Had a nice surprise - a free book from Radox, they do free books every month, applied twice before and missed out on the allocation, but tried the 3rd time and it worked.

Also got out of crocheting a blanket, found some dark purple chunky wool, bulk brought 20 balls a couple of yrs ago, and knit jumper and cardi for dd and did a few for presents, there was enough wool left for a jumper - hadn't got the patients, started the blanket, Bailey's claimed it, - so as I'm really busy writing this assisgnment, (with breaks every 30mins for mse catch ups!!), passed it to mother to do!! xx

mum2one

Just tried to be pro-active (getting good for me), and thought snowball my debts, as know Nov 2015 gone bye bye, and June 2016 doubt be far off, - but when I did the snowball link it said 571 months, 47 and half years - thought help, redid it about 3 times all came in same, having a mini panic, so copied it to spreadsheet, look clearer then, for some reason after 14mths, it decides to add my payments into the money owed, and tripled and quadrupled and heck knows what.... I know I've had irresponsible moments, but even I'm not that bad, that the link I used,
http://www.whatsthecost.com/snowball.aspx

know for the next couple of months the money allocated for cards, is just covering the minimum, so figured when get a bit straighter, going to pay Cap 1 1st - lowest balance, more from a motivational process, then min payments on rest and chuck every spare penny at the highest apr and work that way. Sounds semi - logical.

Update on assisgnment !!

Typed up half of it,
The other half wrote rough notes

Then tidy up with the right margins etc and sent 2mor, even b4 the extension of Monday, loo stop, (did I really say that - its on now!!) then back to it for an hr or so.

Been a weirdish day, our neighbours facing, the lady she lost her nephew this morning, he died of heart failure, - he and his brother have a medical condition in wheelchairs, absolutely smashers of kids, the eldest (think he's not even 10), he got rushed in Tues with pneumonia and not feeding (on a tube feed), and swine flu, he was intensive care, but holding on, apparently his heart gave in this morning.
She is really one in a million, I know there her nephews but when the come across or she goes to them (hr away) shes like a mum to them. Its really knocked them for 6, and makes me think theres me moaning like hell over his lordship, yet this is someone who gave/gives everything and has that to contend with.
Makes you realise how lucky we all are. xx

mum2one

Finished Jan with a repay of £858 - should help knocking debt it in

Credit card spends - £16 Boots - emergency 75% sale, £20 on postage on Vistaprint. but I wouldn't been able to get the items for that. By previous spends that is an amazing little spend for me. x

mum2one

Been into town today - didn't hire a scooter. knew couldn't go to far....... sods law day, went into Card Warehouse, 15 people in the Q, get to the cashtill, oh we don't take cards - yes you normally do!! - not today the card machine gone down, and the woman behind moaned at me for holding the queue up, Me being my polite self!!! smiled sweetly, and said if you have ever had your handbag stolen yes your get the cards replaced not the cash -hense I carry a small amout, and by the way its not my fault the debit card machine is down, she went bright red and moved away quickly, muttering about shops not taking debit cards........ couldn't be bothered to queue again, so rang dad (we'd split up to half each), sent him in!! saved me £7.00

Bit leathal sale on at Claires walked in and the asst mgr came up, and apoligised they could only do cash only, debit card line gone, apparently the whole centre had gone - could just imagine m+s, so I'll pop to the cash machine and come back, she'd made the effort to get there 1st. She was so nice, choose what you want while your here, and I'll put it by.......
Spent £62 - brought 10 lucky bags - 10 items for £3. what DD doesn't have her friends bdays etc... Out of 100 bits she kept 40.

Got a lovely brown leather look handbag £30 reduced to £2, so put that up for Irish Nanny for her bday off Karen, and I managed to find posh black flower got 2 fixings, either as a hair grip or a brooch thing (£12 in the bag worked out 30p, and then a bronze brooch - again the 30p - that had £12 as well).

Got hat and scarf for mum, £2 each, then a selection of beach bags, and straw hats, they were all £2. Just been sad and added it all up - if everything had been full price would have been £669.00 did very well.

Off for tutorial at Birmingham, - not looking forward to it, but the way I look at it, if do need an extension for any reason, at least by going to a tutorial, shows willing.

I've hit my first £1,000 repayment xx

taxi73

Well done on all the bargains and payments.