November.2015.here.we.come

mum2one

As its now last year of being 30sumthing....... thought Id revamp my 40 list -here goes xx

1. Read 100 classic books (cheating slightly as its on DS)
2. Grow my finger nails
3. Lose 40kg in weight
4. Cook 12 new recipies -
(toffee cake, 2 different xmas )cakes
5. Go to outdoor Lido (one in Teignmouth)
6.Take DD horse racing to Newton Abbot - DONE
7. Take dd to Tunisa - so she can ride a camel and see Sahara Desert - -DID IT - THOU SHE ONLY SAT ON A CAMEL (APRIL 2009)
8. Take dd to Cyprus - hotel I stayed in, go to Egypt from there to see Pyramids - AIMING FOR 2011
9. Get my 30th tattoo
10. Go to Blackpool tower - DONE
11. Take dd to see Blackpool illuminations
12. Have a trip to Cuba planned - ON PLAN
13. Go to Las Vegas - WAIT TO DEBT FREE
14. Watch the Carry On Films -DONE
15. Watch complete Hi-de-Hi series
16. The 40th anniversay of my sister passing away in March 2009, want to do something for that - named a star for her
17. Go up Snowden - being planned July 2010
18. knit something never knit before -
19. Go to a waterpark
20. Fly a bird of prey
21. Go across viaduct at Llangollen
22. Afternoon Tea at Ritz (my friends treat for paying 5k in 2009, be 4oth present nxt yr)
23. Have a family picture - did May 2010
24. Traceing some ancestory - done a bit
25. Study an OU course in 2009, 2010, 2011
26. Watch Dawlish Carnival - i didn't but dd and dad did.
27. Go on Waterboat trip at home
28. Welshpool Steam Railway
29. Bridgnorth steam railway
30. Train between Bridgnorth low town/high town
31. Read 10 books
32. Orient Express (again) - MY AUNTS PAYING FOR ME TO GO DEC 09- done it was 10/10
33. Learn to use mini sewing machine
34. See a medium
35. Be as near to debt free as possible - got loan, snowball on the go, paid off one credit card
36. Horse drawn boat
37. Do a sequin picture
38. get dd a wii - DONE
39. Learn to play 10 of the DS games - GETTING THERE
40. Find a man

PART 2 - MY DEBT FREE LIFE - Holidays with dd
Las Vegas, see Grand Canyon, and San franisco - see Alcatraz
Prague and Budapest
Goa
Egypt
Mexico
Kenya

BEAT_THE_DEBT

Aw it wasnt your fault you couldnt go. Been catching up with you, a lot on your plate as usual.xx

taxi73

Plenty going on there and you are doing great with your list.
Have I missed your birthday?
If I have(sorry) happy belated birthday wishes

mum2one

taxi73 wrote: »

Plenty going on there and you are doing great with your list.
Have I missed your birthday?
If I have(sorry) happy belated birthday wishes

Thought look for the positives and quite pround of the list, done for other thread, adjusted to be more pratical.

Was 39 on Wed, meant to be celebrating with cocktail on the terrace.... instead, calamine lotion and cotton wool. Madam and her spots as soon as the original batch scabs (no longer contaigious), she keeps getting new ones.....Bless her.

She's been really good brought her a maths book to do on holiday and shes working her way through that, and her reading, so shes keeping up, even though it was only 2 days she missed off school.

xx

Pips_Mum

Happy Belated Birthday, hope Miss Hoodie is feeling better. Sorry to be the bearer of bad news but I had to miss a holiday to Crete because of last minute illness and we never did get the money back..blah blah blah......not companys fault...blah.....too short notice...blah blah...not covered in policy...blah blah blah.

mum2one

Pips_Mum wrote: »

Happy Belated Birthday, hope Miss Hoodie is feeling better. Sorry to be the bearer of bad news but I had to miss a holiday to Crete because of last minute illness and we never did get the money back..blah blah blah......not companys fault...blah.....too short notice...blah blah...not covered in policy...blah blah blah.

Thats half the problem I'm expecting, luckly it was a year long policy, took it out Oct last yr, but the travel agent won't put it as a cancellation too short notice, be classed as a no show......... I did comment to the hol company that you can't request chicken pox to come on order!! lucky the ins company seem to be more helpful. dropping the form at docs 2mor xx

taxi73

Hope you manage to get it sorted out.

mum2one

The car -

Noticed the other the day really had to push the pedal hard to break, so got dad to take it to our local garage.... 1st plone call to say the master cylinder has gone (?) so they'e ordered one may need to leave overnight - no problem..... then hr later 2nd call, the part arrived:T but :mad: the brakes need a lot more work than originally thought........
Phone call at 6pm, we've got it fixed, do you want to come and collect - were wait for you,bless them the garage closes at 6pm..... Lovely bill £298.00:mad: DADS credit card to the rescue.......

But on debt free front, pd this months loan, started the round of credit card bills, after the car bill,got to put off paying capital one:mad: in one go........ so £284 pd

Positive transferred my mystery shopping money to a seperate bank account, goes into spare current account, which goes to DHSS every month (keep it legal as they say), but have put into a passbook, s i can't be tempted into popping to the cash point and getting it out, not much every penny helps. The plan is as soon as theres enough to pay off a vredit card do that...... may take a while!! Have £25.00 so far......
xx

mum2one

Can't believe I've hit the 2.5k target already and its not even mid April.

Been organised and done a new snowball for credit cards.... £250 per month

That gives me March 2013
Loan finished Nov 2015

od £1250 - moment paying £10 pm month

present owe 2.5k dads credit card - not including future interest £100 pm.
est that by March 2013 should be down to 1k.

Replace savings and money borrowed from mum and dad etc - currently £5516 - paying back £10 a month - by March 2013 - £4966 owe

from March 2013 - owe 1k dads card, od, plus family money - kept base figure of £250 that be March 2013 - Jun 2015,
- loan instead of Dec 2015
The nature of the loan I can onlypay off in 3 places, so just be case of leaving in the bank, in theory the will be going to Dec 2015, but the money will be inplace b4hand......
Plan is to bring debt free date forward to June 2015 (6 months early)

Get there eventaully xx

taxi73

You are doing great with payments...it's surprising how quick it will come down as you aren't using your cards.
The car bill was very reasonable it costs me £156 for a set of brake pads and discs fitted..so with all the extra work not bad.