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Penguins 24 month countdown!

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    When I posted my daily spends it really helped me see what was necessary and what was avoidable......

    Have a good Friday!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I agree if you can have it written in black and white...it soon hits home...
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Thank girls, I know there will be plenty of spending that I have done that you can shout at me for so if you have any pent up anger feel free to stop by here and let it all out.

    Wedding on Friday was amazing, everything I thought it would be and was so great to see everyone again. The bride looked stunning and so happy. Back to work tomorrow which I am not looking forward to! Have been off since Tuesday so my desk will be covered in all sorts of crap joy of joys!

    So onto the spending

    Sat 21 May 2010

    Groceries - 16.03
    Takeaway - 13.00

    Total - 29.03

    Sun 22 May 2010

    Groceries - 8.13

    I am going to be completely truthful while I do this so takeaway, no excuses had loads of food in and no need to get it. Groceries on Sat only needed milk £2.00 - rest was 'extras'. Sunday groceries was for bits I needed. I will also include my regular bills when they come out in the hope of doing some sort of SOA at the end of it.

    xxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How's the weight loss going? Just keep thinking of that gorgeous neddy you are going to get.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sorry I'm not going to shout at you as you need to have a bit of a life so just count it as a weekend off.....you have to have fun time ..so that'sthe fun budget...no overspends there..lol
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Well Lucielle that is something else I am getting back in to. I have gained about 10lbs out of the 50 I lost over about 5 months. I go to weigh in every week still but I am basically messing around (lose 1lb, maitain, gain 2lb, maintain etc etc). So tonight I am doing a work out on the wii fit and have been good eating today. The wedding I went to was like a mental block so now its over I am back 100% until my brothers wedding in August. I am changing my sig so today I am back to 0/50lbs (just over 3 1/2 stone).

    Taxi, thank you for that, that is what OH said as well, we have been going on the debt busting hard for 3 years now, no hols, home improvements etc etc. All our debt is now interest free and we are meeting all our bills on time and it is very hard to stay on track. OH's theory is that if we have a little bit of fun whether it be takeaways or getting the boiler fixed (yes still no hot water) it will inspire us to carry on as we will want to get everything else done as well xxxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    And of course he is right....don't you know us cabbies are a clever bunch...lol

    Fun is definitely called for sometimes just to break the monotony of life....good luck with the weight loss..I have a stumbling block at the moment as well....
    Hoping for good news wednesday so that I can get back to normal.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Think it's time you updated your diary...lol
    Hope everything is going ok for you xxx
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the reminder Taxi, hope you are feeling ok, I will go and catch up with your diary in a sec. First off spending diary:-

    Monday 24 May

    Lunch at work - 3.00
    Drinks - 1.20
    Total - 4.20

    Tuesday 25 May

    Lunch at work - 3.00
    Phone top up - 10.00
    Total - 13.00

    Wednesday 26 May

    Greengrocers - 10.10
    Butchers - 13.20
    Co-op - 29.62
    Card for DD friend - 1.25
    Present for DD friend - 5.00
    Pets at Home - 14.78
    Total - 73.95

    Thursday 27 May

    Contents Ins - 17.87
    Lunch at work - 3.00
    Total - 20.87

    Friday 28 May

    Lunch at work - 3.00
    Total - 3.00

    Total for w/c 22/05 = 152.18

    Breakdown
    Lunch at work - 12.00
    Groceries (inc pets) - 68.90
    Contents Ins - 17.87
    Presents/Bdays - 6.20
    Mobiles - 10.00

    Hopefully at the end of the month I will be able to put all the breakdowns together and end up with an SOA which you can then all rip apart! xxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Ok so spending diary for week just gone is done, I am starting one again for this week, please bear with me I know it is boring but it is only for a month so I can do a real SOA rather than an ideal one!

    Had a busy week, submitted one assignment to the OU on Weds and have another one due in this Weds, have done and typed up 8 appraisals and one sick report in work, have only done minimal housework, no exercise and gained 1/2lb at SW (this was expected though because of the wedding last week). So plans for this coming week

    1 - at least one hour a day studying/doing assignment
    Sat - none so far!
    Sun
    Mon
    Tues
    Weds
    Thurs
    Fri

    2. Lose 1lb at weigh in
    Weds -

    3. Exercise 3 times
    Sun -
    Tues-
    Thurs-

    4. Sort out DD's wardrobe

    5. Keep spending diary.

    That'll do for this week x x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
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