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Penguins 24 month countdown!

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  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Evening all, just having a quick catch up tonight. Children are tired and grumpy so have chucked them up to bed early and OH at work so perfect time for a catch up methinks!

    Stayed up all last night to watch the election (yes I am that sad!) Didnt intend to but got engrossed in it! Then work all day today has meant that I am knackered now. I am at a library study day for my OU course tomorrow for 6 hours so will have to attempt a reasonable bedtime tonight or I will be fit for nothing!

    Not much to report for debt busting but OH at work all the time at the minute so we are slowly building the savings back up for F and F offers.

    I'm loving the new look forum, it looks much more modern!

    Hope everyone is well x x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Glad that you are managing to get back on track with your savings
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Thanks Taxi, I have a grand total of 26.43 in savings at the minute :rotfl: but by the end of May I hope to have £350.00 in there and I am aiming to have £1000.00 by the beginning of August to offer RMA, but best laid plans and all that!

    Had a quiet day today cracking on with bits of housework and I am off to do some studying now then back to work tomorrow. No rest for the wicked! Had a study day for 6 hours yesterday for one of my OU courses which was really useful but dont feel like I've had a weekend now!

    Hope alls well with everyone, will do some catching up between studying tonight x x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Afternoon all, sun is shining here, hope its nice for everyone today!

    Been to a tutorial this morning and I am supposed(!) to be studying now, will definitely get started in a minute - story of my life.

    Went to the races last night at Aintree with my dad and DD, had a great night and DD was made up because Alexandra Burke was on after the races. She is tired today though so they have been to the park this morning but a quiet afternoon methinks!

    Made a few minimum payments this week so things slowly moving, not fast enough for my liking but not a huge amount we can do about that at the minute.

    Hope everyone is well, off to do some catching up xxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Decided to have a break from studying and catch up with a few diaries. Well when I say studying I mean sitting with the books on my knee whilst watching TV but I did seriously consider opening them!

    Off work until Monday now so in a good mood tonight. One of my best friends from school is getting married on Friday so I am off to her wedding with OH all day and I cannot wait. Will be so nice to catch up with everyone from school and Mum and Dad are having the kids overnight on Friday which will be only the 2nd night in 7 years that I haven't spent with the children at home :eek:.

    It was the start of our month today so I have paid £400.00 off the debts and last night transferred the small remainder of our bank account into savings. I have a grand total of £86.48 in there now :D better than nothing I suppose! Still on target to have a couple of hundred in there by the end of the month fingers crossed.

    Had a good report from work today which is always nice and DS has had his first school report which is very positive. He has made great progress in his first year in his school and is almost unrecognisable to 12 months ago. He can have a proper conversation with you albeit slowly and he struggles to find the right words but he is definitely getting there :T

    xxxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That's all sounding very positive and enjoy friday..sounds fab.
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    good news re ds; savings and life in general! Keep up the good work!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hi Mrs Penguin, glad to hear things are going well. Len
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Afternooon peeps, hope everyone is out enjoying the sun!

    Lenny, long time no speak, hows you and yours? Will go and have a catch up on your diary.

    Taxi and ISOM thanks for the encouragement, it means a lot xxx

    Off work today and have been running round all morning, OH taken the car for tyres so went into town to return some clothes that I got DD that dont fit - big thing for me I have a horrible habit of forgetting to take stuff back, also had to get a few bits for tomorrow (ie a card!)

    Bought DD a new scooter which was £17 because her other one was 'stolen' or so I thought and she uses it loads. Turns out Dad had put it somewhere different one day when he was at mine for reasons known only to himself so now have to take the new one back but its more money back in my account.

    Im going to keep a proper full blown spending diary for a month and even post it in on this thread. So I will be expecting some butt kicking from you because I have got into some bad habits!

    x x x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    *Puts on best bum-kicking boots*

    No problem! :D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

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