Penguins 24 month countdown!

taxi73

DH was out earlier andwas back sharpish.It was awful.We'll not be going out until it clears and have drawn money down from the mortgage company to cover us

penguin83

Evening/Night all.

I am absolutely knackered tonight, that was one hell of a week all out of routine and its thrown me!

DS's school is closed on Monday as well although DD's is opening for half a day so the last proper day they had in school was the 18 December :eek: It was never like that in my day I'm sure :rotfl:

Absolutely nothing to report on the debt front although PAP's 100 day challenge started today - have pledged to 'save' £2000.00 for RMA F and F and a little bit towards MCS F and F so have put £45.00 towards it today to kick me off.

Very strange point in the debt busting at the min. Used to throwing every spare penny we have at the debt but now need to save it to put towards the settlement. V weird having money and not immediately paying it off something. Im going to feel lost when I am debt free

In_Search_Of_Me

Wht will we all do with ourselfves eh....holiday!! Are you putting your savings into an is while they acumulate? My emergency fund is in one! A novelty as never had one before lol! Did you get the essay sent off ok? Good for you getting home quicker by staying late - what goes around eh!!

viv0147

I have written a book on Penguins thinking about it I should have used paper

taxi73

I was also going to suggest you put it into an account paying interest as every little helps.
I agree it's very tiring being out of routine..I've been so bored I've been falling asleep...lol

penguin83

It's completely thrown me and OH Taxi, havent got a clue what day it is half the time, work has been closing early so cant really get stuck into anything and have no motivation to do anything at home!

Studying going ok at the minute, its going to get quite intense in a couple of weeks as I will have two courses running alongside each other.

Have opened a savings account with Natwest who I bank with so I can easily transfer things over online - day 2 and have £65.00 towards the £2000.00 needed.

Not much planned for tonight apart from studying and housework and then will take the kids out tomorrow for some fresh air. Weather forecast says it is due to start snowing here again tomorrow but hoping it doesnt reach us.

Hope alls well xxxx

retrocircles

£65 is an excellent start, well done!

taxi73

£65 is great..well done.
I hope you don't get loads of snow thereit's way too much trouble.
I'm with you on the no motivation ...I haven't even got dressed yet!!!

penguin83

Thank you, you two.

Taxi, no need to get dressed now it is dark again!

Hoping the snow holds off too, according to the weather maps we are just on the edge of where they are expecting it so you never know! xx

In_Search_Of_Me

If I'm at home I never get dressed but a clean and do change pj's but dont see the point and like to be comfy!
Snow isnt the prob here its the ice which is downright scary...happy at home me!! Imagine how I feel re motivation after over 4 months at home...seriousy depressing and I can now understand how people on the dole feel so unmotivated and depressed...hope you manag eto get out with the kids...good to have fresh air!