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Penguins 24 month countdown!

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  • Penguin, I hope you don't mind me subscribing to your diary. You've done so well since 2007! Also congrats on your weight loss!
    Debt @ LBM 29/12/08 - £49044! Now £44684.
    Fat loss 29/85lbs // £100 into £10k £243.07/£10k
    HSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £800
  • See you learn something everyday. Never thought of using snowball like that Penguin. May have to make some serious adjustments.

    HNY !
    DC.
    "Some people walk in the rain... others just get wet... " - Roger Miller
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Afternoon all

    BOB - thanks for the encouragement, all those goals are achieveable, its just a case of how much do I want them, which at the moment, is lots!

    MIT - Hi, how are you? Welcome back, will hunt down your diary now.

    ISOM - good luck with the snowball, have a little play around and find the way that works best for you.

    Retrocircles - Hi and welcome, happy new year and thank you for the encouragement.

    DC - how are you? I love your sig by the way!

    Hope you dont all mind being in pink!

    Went to Wales yesterday with the kids, Swallow Falls, we got all wrapped up and had a snowball fight there, kids and OH versus me, not quite fair! Hopefully going to feed the ducks this afternoon at Raby Mere, we have loads of bread left over from Christmas and it is a free afternoon out.

    Bank accounts looking ok, nothing gone out apart from bills - the spending diary is going well, it making me think a lot more before spending anything.

    Hope everyone is well, see you all later xxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Wel done on spending diary - I seem to rebel against anything like that so just trying not to spend full stop! Goals are great but pace yourself!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Those goals are looking good.
    Are you continuing with SW? You did really well on that.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Thanks ISOM, the spending diary is going well so far but in fairness it is only day 4!

    Taxi - I am still at SW, I go with my dad who is at target after losing 4st 10lbs, I love the class it is really friendly and motivating and I dont have the discipline needed to do it myself, I need the fear of someone else weighing me!

    It is bloody freezing this morning, DS has gone to school but DD not back until tomorrow, so she is made up that she has got an extra day off, she wont be impressed when she realises that he will have an extra day off at some point when he is in school!

    Does anyone live in Leeds, I am going there tomorrow for a meeting and a colleague is driving us up so was just wondering what the conditions are like there.

    Off to work now, see you all later xxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Hi Penguin, just popping in to see how you are getting on. Well done on the debt busting and the weight loss, I need your motivation for loosing weight! Thanks for all the support on my diary, it means so much.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • penguin83 wrote: »
    Thanks ISOM, the spending diary is going well so far but in fairness it is only day 4!

    Taxi - I am still at SW, I go with my dad who is at target after losing 4st 10lbs, I love the class it is really friendly and motivating and I dont have the discipline needed to do it myself, I need the fear of someone else weighing me!

    It is bloody freezing this morning, DS has gone to school but DD not back until tomorrow, so she is made up that she has got an extra day off, she wont be impressed when she realises that he will have an extra day off at some point when he is in school!

    Does anyone live in Leeds, I am going there tomorrow for a meeting and a colleague is driving us up so was just wondering what the conditions are like there.

    Off to work now, see you all later xxxx

    Apparently bad according to news..but loads of Leedites on the Daily thread, so i am sure they could tell you. Good luck x
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I'm the same re SW..can't do it myself..lol..will join this week.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Lunar, good to see you, thanks for the encouragement, my best friend in the whole world went through the same thing on Christmas Day of all days, it was her first and took her 2 years to conceive, I didnt know what to do for her and it was horrible, I hope you are ok and DS enjoyed his Christmas.

    BOB, thanks for that, it is fine her at the min but think there is snow forecast there overnight and it is the travelling in between, best pack a shovel, the things we do for work!

    Taxi, good luck with SW, I tried doing it on my own but dont have the willpower alone!

    Not much to report today, not paid any bills but not spent any money so all good. My assignment is still untouched though - off to do that now....honest! xxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
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