📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

RBS Visa Debit

Options
1151618202126

Comments

  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    gjpowen wrote: »
    My Private Banking one arrived. Quite nice - the VISA Debit logo is all in silver.
    Pictures are here - done the pics side by side with the old card for comparison:


    http://img41.imageshack.us/img41/1892/rbsprivf.jpg
    http://img30.imageshack.us/img30/6813/rbsprivb.jpg
    I like the way the Visa logo is silver, but I just can't get used to having the logos "the wrong way round" :confused:
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 28 August 2009 at 10:26PM
    amberspy wrote: »
    will this work as full visa debit
    or electron:confused:
    thanks

    4715 is a full visa debit BIN :j

    http://www.barclaycardbusiness.co.uk/docs/bin_rules_july_2009.pdf
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • Twister84
    Twister84 Posts: 525 Forumite
    Part of the Furniture Combo Breaker
    spindo wrote: »
    I can guess what the NatWest Visa Card will look like already - a Visa logo top left and the three arrowheads logo splashed across the card. ;)

    And it's purple :)


    The one for the One Account is yellow and has the same design features :p
    Anything that I do say, is strictly my opinion :p
  • matrix999
    matrix999 Posts: 1,538 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I used my new card at Boots and the local Esso garage today and on the chip and pin terminal it showed "VisaDebit" as the card type, so all good so far!!
  • amberspy
    amberspy Posts: 127 Forumite
    Tenth Anniversary Combo Breaker
    my new card came:j
    but got wee problem:rolleyes: ive two accounts with them ,same type of acc ,ones a joint acc ,one just for myself ,but the cards will be same ,how will i no which card is which account as they look same :eek:only way tell is numbers but i forgot i bet
    any ideas guys
    cheers
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    amberspy wrote: »
    my new card came:j
    but got wee problem:rolleyes: ive two accounts with them ,same type of acc ,ones a joint acc ,one just for myself ,but the cards will be same ,how will i no which card is which account as they look same :eek:only way tell is numbers but i forgot i bet
    any ideas guys
    cheers
    I know with Maestro you could have a 'narrative' on the card, like a 2nd line that gives you extra info so if you call cust services maybe they can issue a new card that says like 'Joint account' on it?
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • CG19a
    CG19a Posts: 765 Forumite
    amberspy wrote: »
    my new card came:j
    but got wee problem:rolleyes: ive two accounts with them ,same type of acc ,ones a joint acc ,one just for myself ,but the cards will be same ,how will i no which card is which account as they look same :eek:only way tell is numbers but i forgot i bet
    any ideas guys
    cheers

    With my Natwest accounts I have one card with my first name and last name on it, and another card with my initial then last name so I can tell the difference.
  • spindo
    spindo Posts: 70 Forumite
    edited 29 August 2009 at 7:09PM
    From reading these forums over the last few months am I right to judge that there are FOUR different types of Visa Debit/Electron? Three of which can be get issued with a basic bank account (number 2, 3 and 4 below)

    1) The Visa Debit with cheque guarantee as used by nearly all banks current accounts and can be used and accepted just about everywhere.
    2) The Visa Debit that requires authorisation like Solo and Electron but is nevertheless considered a 'normal' Visa Debit Card and (like 1 above) can be used and accepted just about everywhere. Barclays and LloydsTSB basic accounts use this?
    3) The 'pretend' Visa Debit as used mistakenly I believe by the Co-op basic Cashminder account, it looks like one (embossed) but is actually an Electron, it requires authorisation and cant be used in the same places that an Electron cant be used in.
    4) The Visa Electron, totally flat and un-embossed, many places still dont accept it (same as 3 above). Halifax Basic account uses it (Easycash).

    Have I got all this wrong? And what catagory will the new RBS/NatWest basic Key/Step accounts use?
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    spindo wrote: »
    From reading these forums over the last few months am I right to judge that there are FOUR different types of Visa Debit/Electron? Three of which can be get issued with a basic bank account (number 2, 3 and 4 below)

    1) The Visa Debit with cheque guarantee as used by nearly all banks current accounts and can be used and accepted just about everywhere.
    2) The Visa Debit that requires authorisation like Solo and Electron but is nevertheless considered a 'normal' Visa Debit Card and (like 1 above) can be used and accepted just about everywhere. Barclays and LloydsTSB basic accounts use this?
    3) The 'pretend' Visa Debit as used mistakenly I believe by the Co-op basic Cashminder account, it looks like one (embossed) but is actually an Electron, it requires authorisation and cant be used in the same places that an Electron cant be used in.
    4) The Visa Electron, totally flat and un-embossed, many places still dont accept it (same as 3 above). Halifax Basic account uses it (Easycash).

    Have I got all this wrong? And what catagory will the new RBS/NatWest basic Key/Step accounts use?

    It will be category number 2
  • JacksterD
    JacksterD Posts: 293 Forumite
    edited 29 August 2009 at 10:27PM
    spindo wrote: »
    From reading these forums over the last few months am I right to judge that there are FOUR different types of Visa Debit/Electron? Three of which can be get issued with a basic bank account (number 2, 3 and 4 below)

    1) The Visa Debit with cheque guarantee as used by nearly all banks current accounts and can be used and accepted just about everywhere.
    2) The Visa Debit that requires authorisation like Solo and Electron but is nevertheless considered a 'normal' Visa Debit Card and (like 1 above) can be used and accepted just about everywhere. Barclays and LloydsTSB basic accounts use this?
    3) The 'pretend' Visa Debit as used mistakenly I believe by the Co-op basic Cashminder account, it looks like one (embossed) but is actually an Electron, it requires authorisation and cant be used in the same places that an Electron cant be used in.
    4) The Visa Electron, totally flat and un-embossed, many places still dont accept it (same as 3 above). Halifax Basic account uses it (Easycash).

    Have I got all this wrong? And what catagory will the new RBS/NatWest basic Key/Step accounts use?

    Is there a difference between 2 and 3? The only places I've had a Visa Electron or Full Auth Visa Debit turned down are places where the terminal isn't connected to the internet so it can't check for authorisation - i.e. on trains. I thought a Full Auth Visa Debit was pretty much the same as a Visa Electron.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.