Nicnacnoo needs to spend money on better things!

nicnacnoo

Ddraig wrote: »

I have to subscribe to your diary ,even if its because your name made me.My youngest daughter is Nicole(Nikki)and I call her Nikkinaccynoo,lol.
Whats the snowball?

Yeah i get that too from my dad (and 'poo' from my mam, sister and niece!)

thanks for taking the time to read my dribble!...lol The snowball is the best motivating thing ever!, well i think so, lets you take control of your debts and its like your own Debt management programme, heres the link
www.whatsthecost.com click on snowballing on the left hand side and its all straightforward from there

Bowski_1011

Wow...look how much your debt's come down :j:j And you've not been penniless once this month have you And you're saving for holiday. So well done :A Might let you have a drink at the weekend haha :beer:

nicnacnoo

Bowski_1011 wrote: »

Wow...look how much your debt's come down :j:j And you've not been penniless once this month have you And you're saving for holiday. So well done :A Might let you have a drink at the weekend haha :beer:

errr....thanx for that! ive still got that vodka, cans and your blue WKD in my fridge, might let you join me for a drink! ha ha

Oh and i just had one of them tea cakes you left at my house for a midnight snack ha ha!....free munchies how very MSE...lol

Ddraig

Cheers for your help and Ive just seen what my overdraft charges are gonna cost me for a year,eeekkk,lol.
Congrats on the debt reduction,heres to a less stressful future!!!

nicnacnoo

won £1 on my free butlins scratchcard today yey! sent off my ebay n all.

Found loads of spiders in my house while on the BIG tidy, 3 MAHOOSIVE ones...lol and a few little ones, not really seen any spiders in my house till then!

Went to ASDA today, and if im honest bought quite a lot of rubbish/stuff i didnt need but went to get an indian meal for one for £3.50 and the woman behind the counter told me it was on offer, meal for 2 for £4, and i can freeze, so thats not bad!

Bowski_1011

nicnacnoo wrote: »

Went to ASDA today, and if im honest bought quite a lot of rubbish/stuff i didnt need but went to get an indian meal for one for £3.50 and the woman behind the counter told me it was on offer, meal for 2 for £4, and i can freeze, so thats not bad!

That's why you need to stick to your tesco shopping online!

nicnacnoo

The BIG tidy is all done, ive joined the fly ladies and im gonna keep on top of it, i love coming downstairs in the morning and not falling over something!
Ive stuck a few things on ebay and joined the 1 debt verses 100 days, not much else on the money saving front cos the holiday is less than 2 weeks away, will join the grocery challenge in October and do my SOA then too as tax credits get sorted out after kids going back to school.

nicnacnoo

Just bought our train tickets for our hols through quidco, very MSE!

Bowski_1011

nicnacnoo wrote: »

Just bought our train tickets for our hols through quidco, very MSE!

:j:j:j:j:j

Bowski_1011

What MSE thing have you done today?