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Nicnacnoo needs to spend money on better things!

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  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sounds like a plan! I seen on SAID that Dan had said a few dummy runs were a good idea. I have faith in you, I know if anyone can do it, you can!
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • nicnacnoo
    nicnacnoo Posts: 408 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    ooh first ebay item to sell tonight, 1 bidder so far for 99p but 5 watchers altogether so fingers crossed it should sell for more, just over an hour to go :)
  • Hollyberry
    Hollyberry Posts: 837 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Good luck with the eBaying - hope you get lots of late bidders...
  • nicnacnoo
    nicnacnoo Posts: 408 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    hmmm....looks like this is gonna go r e a l l y s l o w...lol £1.50 for a pin stripe suit, not bad for them tho...lol. another item has a bid of 99p on it that is finishing tomorrow and this one is BNWT so hopefully will go for a little more, ya never know?
    Im gonna 'study' the MB again tongiht and play with the spreadsheet again, need and want to get my head round this, hopefully it'll work then i can help all my friends on SAID...lol

    on another note...
    I applied about fostering nearly 3 months ago now, got the info pack and a phone call, not heard anything else til today i got an email saying some one would be in touch within the next 3-4 weeks, so its time i got my aris in gear and start tidying my house, gonna do my bedroom first cos thats the worst, theres only me in there and i just think that cos no one else sees it, whats the point in tidying it?

    ok, will get another ebay item on tonight and pack the suit up ready to go when i get payment, also will do the MB malarky then i might think about starting on my bedroom tonight, alhough im off tomorrow so might do it then???

    Oh, and, just been to ASDA and spent £84 on school clothes and shoes for 2 kids, but also bought DD some trainers and PJ's, also socks for me. Just need to buy the jumpers tomorrow with the school badge on.
  • LittleBoots
    LittleBoots Posts: 1,098 Forumite
    Part of the Furniture Combo Breaker
    Oooh good luck with the fostering! Well Done :)
    How are you getting on with MB? I dont know much about it and the looong threads put me off a bit, do u think its worthwhile?
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiya nicnacnoo ,

    Happy diary * subscribes* :D

    Re the credit card, you could try telling them you've had a better interest offer form another lender & say that you will balance trasfer & then close your account, I did this recently & managed to get my interest rate reduced by 10% :cool:.

    Good luck will pop by again soon

    Lula
    xx
  • nicnacnoo
    nicnacnoo Posts: 408 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    thanx for stopping by Lula,

    Sent off my ebay stuff over the weekend, have made £13.68, still waiting on a payment of about £6 so not too bad for my first go. Just listed another item now:A

    Getting my tesco shop tonight, only spent about £35 so thats about £100 this month on food for 3 of us, not including the stuff for when we went camping last weekend tho. Also making the most of double clubcard points, cashback from pigsback, oh and a stress piggy for buying thru them in August...lol

    Good news - sorted out my British Gas online today and saw that i was in credit, £252 on my gas an £105 on my leccy, so gonna get a refund:T thats the holiday money sorted for going to butlins in 4 weeks. They are ringing me back with a new payment plan, hopefully a lot less than £109 for gas a month that i was paying!!!

    Got my mac code form AOL hoping to get cheaper internet somewhere else, but as i live in a place called Cumbria and we never get anyting half decent here i cant get it cheaper :confused:

    i think thats it for now. Will be 'studying' matched betting tonight and tomorrow will be listing another ebay item tomorrow :A Oh ive been very good these last few days, i think i deserve some choccy...lol
  • nicnacnoo
    nicnacnoo Posts: 408 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    nothing much to report, just kind of waiting til next Thursday then i can update my sig, gonna do it on the 28th of every month but im away camping next Friday so doing it Thurs.
    Put a couple of things on ebay and found a few more while i was tidying the kids rooms today (as ordered to by my sister!)
    i feel better for it anyway, not one of tidiest people around! gonna finish upstairs tomorrow with help from my sister, i reckon im either a hoarder and i didnt know it or im just lazy and cant be bothered to throw things away?

    got my phone call back from British gas and im £51 btter off a month! Gas went from £109 to £65 and leccy went from £24 to £17 im well chuffed, so this £50 will go towards my overdraft that im paying off first :o)
  • nicnacnoo
    nicnacnoo Posts: 408 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Ive been busy tidying my house! :A Kim and Aggie have been in the form of my sister and totally motivated me to declutter and clean my house from top to bottom! theres only the front room left to finish off, the backyard is full of rubbish and junk!
    We found a few things to ebay, on the ebay front ive made £9.80 this week :j

    Just filled in the figures on my snowball, and as you can see in my sig the figures look good!!!:T

    Was talking to a friend in work today who is in debt, i sent her this way so im hoping it gets her to have her LBM and she can start tackling her debts.

    Im off on holiday this month to Butlins, we got dinner (tea where im from!), bed and breakfast for a week so only have to worry about something little for lunch (dinner where im from!). The kids are getting spending money from grandparents, dads, copper jars ive saved, great grandparents, so they shouldnt need much more.
    The only real expense really is the train which is £109, but thats for 5 which isnt too bad i suppose, we've tried splitting the journey like Martin suggests :money: but its no cheaper. Will be going thru a cashback website to book the tickets anyway.

    I have nothing listed on Ebay at the mo cos ive been concentrating on the BIG tidy!! but will list over the weekend and get them pennies rolling in. Ive been doing the free scratch cards on a couple of the bingo sites and so far, in a week have £2.05, might not be thousands but will soon add up and only takes a couple of minutes. Matched betting has been on the back burner during the BIG tidy too:rolleyes: will get back on that soon enough.

    I think thats about it. oh Went to the bank today to pay £70 off my overdraft then asked them to reduce it by £40 a month and i'll go in and pay more when i have it, they went on to offer me a loan at over 24%...no thank you!!!...lol:T

    Off to do my Tesco shop (thru a cashback site of course!), its nearly the weekend!!! :hello:
  • Ddraig
    Ddraig Posts: 595 Forumite
    I have to subscribe to your diary ,even if its because your name made me.My youngest daughter is Nicole(Nikki)and I call her Nikkinaccynoo,lol.
    Whats the snowball?
    SWAGBUCKS Nov 17sbs redeemed; 2 x £5 Amazon
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