Warning: Don't take out a Thomas Cook Credit Card!!

djm1972

davetrousers wrote: »

Which is possibly why they block them sooner rather than later.

Exactly - hense my point about them having to find a balance between profit and customer inconvenience leading to them closing their account.

Any

NickX wrote: »

If the establishment takes cards, then why not ? That round could be around £7.50, a meal could be less than that.

:beer:

O.K., when I said meal I meant the whole evening bill. Once you have meal they keep a tab for you.

Why not? because of the fact the you are slowing down service and the locals will give you such a looks that you better hide!:rotfl:And not visit the pub again... :eek:

I worked behind a bar and I tell you - people waiting for a drink for more then 3 minutes are not pleasant...

Degenerate

fozmcfc wrote: »

I can understand some cases of using credit cards to pay for items where 99% of transactions are usually paid for by cash, but it is aggreviating when people don't even have a few quid to buy a paper and a chocolate bar and use a card, debit or credit.

Why is it aggravating? I can enter my pin as fast as most shop assistants/bar staff can make change for a tenner, so what difference would it make to you?

CannyJock

NickX wrote: »

Surprised you are drinking Stella north of the border, I thought it was just us Southern fairys that drank this stuff

It gets drunk far and wide North of the border we take the funny money without any issue, am visiting clients in deepest darkest Warwickshire.

Any

Degenerate wrote: »

Why is it aggravating? I can enter my pin as fast as most shop assistants/bar staff can make change for a tenner, so what difference would it make to you?

Yeah right...

chattychappy

Degenerate wrote: »

Why is it aggravating? I can enter my pin as fast as most shop assistants/bar staff can make change for a tenner, so what difference would it make to you?

Yeah I can enter my PIN quickly. But it's all the other delays... waiting for it to say "insert card"... (some complain if you insert too quickly)... after entering the PIN waiting for it to say PIN OK and REMOVE CARD... then waiting for the receipt to spit out. It's a right 'ole palaver.

I do like the "visa wave" type systems... widely used in Hong Kong. Think it's being rolled out here. It's based on stored value - like the Oyster card in London. They really spead things up in HK ... the checkout operator says the amount - you swipe, job done. That really is faster than cash + change returned.

Any

chattychappy wrote: »

Yeah I can enter my PIN quickly. But it's all the other delays... waiting for it to say "insert card"... (some complain if you insert too quickly)... after entering the PIN waiting for it to say PIN OK and REMOVE CARD... then waiting for the receipt to spit out. It's a right 'ole palaver.

I do like the "visa wave" type systems... widely used in Hong Kong. Think it's being rolled out here. It's based on stored value - like the Oyster card in London. They really spead things up in HK ... the checkout operator says the amount - you swipe, job done. That really is faster than cash + change returned.

Completely and absolutely agree.

One think is worying though about that new system - PIN is going to protect you from theft, but if you just swipe it where is any confirmation that the user is YOU?

chattychappy

Any wrote: »

One think is worying though about that new system - PIN is going to protect you from theft, but if you just swipe it where is any confirmation that the user is YOU?

Should have said.. you "touch" the pad rather than swipe.

Yep... that was my concern. But if £20 leaves my wallet, how can I be sure it is me taking it out? You get used to it - it is just a cash replacement and designed for small transactions. Because you can top it up so easily (they can be linked to debit cards), I think there is less of a need to get wads of cash out of cash machines.

Oh I think if you lose it, I think it is possible to block it - unlike a dropped wallet.

NickX

Any wrote: »

Why not? because of the fact the you are slowing down service and the locals will give you such a looks that you better hide!:rotfl:And not visit the pub again... :eek:

I worked behind a bar and I tell you - people waiting for a drink for more then 3 minutes are not pleasant...

I really don't see the problem here. In my experience it is as quick to hand over a card, get the transaction processed using Chip and Pin and get a receipt as someone who digs out his wallet, finds a £10 note, passes it over and has to wait whilst the bar staff count the correct change. There is no loose change issue with cards.

It usually takes far longer for the bar person to actually pour the pints than to take payment using either method. Particularly pints of Guinness which need to be left to settle for a couple of minutes before being topped up.

This suggestion that paying by card is holding other drinkers up is a myth.

Oh, by the way if you know a bar where you are guaranteed to get served within 3 minutes on a Saturday night please can you let me have the address ?

NickX

CannyJock wrote: »

It gets drunk far and wide North of the border we take the funny money without any issue, am visiting clients in deepest darkest Warwickshire.

Ah bunch of thickies in Warwickshire. Everyone knows that Scottish notes are legal tender. Mind you did well getting your pint on a slow stooze card - just think how much more a pint will be in a years time when you actually have to pay for it. Thats moneysaving :cool: