Warning: Don't take out a Thomas Cook Credit Card!!

NickX

ILW wrote: »

Maybe I am a little old fashioned but, what sort of idiot uses a credit card to but a £12.00 round of drinks in a busy pub on a saturday night?

Thankyou for these words of wisdom. I must be an idiot then despite earning around £3000 per annum from Credit Card usage.

I always pay for rounds of drinks on a Credit Card whenever possible. Its a great way to fill up a slow stooze card and nice to know your not actually going to have to pay for those drinks for up to 12 months (makes the beer taste even better :beer:)
If there is a problem with the card, then its not my problem and down to the pub and the card provider to sort it out. If they are understaffed again its not my problem.

Sometimes I even get cashback on a Credit Card from certain pubs

ILW

NickX wrote: »

Thankyou for these words of wisdom. I must be an idiot then despite earning around £3000 per annum from Credit Card usage.

I always pay for rounds of drinks on a Credit Card whenever possible. Its a great way to fill up a slow stooze card and nice to know your not actually going to have to pay for those drinks for up to 12 months (makes the beer taste even better :beer:)
If there is a problem with the card, then its not my problem and down to the pub and the card provider to sort it out. If they are understaffed again its not my problem.

Sometimes I even get cashback on a Credit Card from certain pubs

Do you also cut all the little coupons out of newspapers and make the queue at the supermarket twice as long while you spread them all out and work out which one are applicable?

NickX

ILW wrote: »

Do you also cut all the little coupons out of newspapers and make the queue at the supermarket twice as long while you spread them all out and work out which one are applicable?

No, but I don't go to supermarkets very often

I would just point out that we are actually on www.moneysavingexpert.co.uk and using a 0% Purchase card as a slow stooze card is a great way to save money.

As I have documented extensively in the past, I purchase virtually everything on a 0% slow stooze card and keep my funds in an interest bearing account. It saves me money.

djm1972

ILW wrote: »

Do you also cut all the little coupons out of newspapers and make the queue at the supermarket twice as long while you spread them all out and work out which one are applicable?

Since chip & pin became established card payment is virtually as quick as cash now anyway. It may be; as this is encouraging more people to use a cashback credit card for every purchase possible; that they are seeing far more low value transactions and subsequently triggering the security process more often.

nzseries1

ILW wrote: »

Maybe I am a little old fashioned but, what sort of idiot uses a credit card to but a £12.00 round of drinks in a busy pub on a saturday night?

Forgive me for sounding dense... but why is using a credit card being an idiot?

If it's because of the slower service, then you should be blaming the pub for not having enough staff on, rather than the customer!

Anyway, a lot of places I go to start serving the next person while the CC is being authorised.

fozmcfc

I can understand some cases of using credit cards to pay for items where 99% of transactions are usually paid for by cash, but it is aggreviating when people don't even have a few quid to buy a paper and a chocolate bar and use a card, debit or credit.

I'd love to see a minimum transcation of at least £5 for card use.

OP got refused a transcation in a busy pub on a Saturday night and was incovenienced, just like everyone else they held up who were going to pay by this amazing thing called cash, well done Thomas Cook I'd say.

Any

nzseries1 wrote: »

Forgive me for sounding dense... but why is using a credit card being an idiot?

If it's because of the slower service, then you should be blaming the pub for not having enough staff on, rather than the customer!

Anyway, a lot of places I go to start serving the next person while the CC is being authorised.

I agree and disagree with this argument...

I also slow stooze. Pay for most of my spending on credit card. BUT... there are limits.

For meal I would pay by card. To buy 2 beers and a glass of coke I wouldn't.

Of course it is easy to solve problem of understaffing and high charges in the pubs - but who is going to pay for it?

I seriously doubt the landlord is.

Yes right, it's going to be us. That is why lot of pubs don't accept cards just for drinks. Or up to certain amount. They cannot afford to put up prices, but they cannot afford to take the plunge either.

NickX

Any wrote: »

For meal I would pay by card. To buy 2 beers and a glass of coke I wouldn't.

If the establishment takes cards, then why not ? That round could be around £7.50, a meal could be less than that.

I think the reasons why some pubs do not take cards or place a minimum transaction level is to do with the merchant fee rather than any staffing issues.

In my local they know me so well that they will let me have a single pint which I don't pay for straight away, but pay together on a card as part of a larger round :beer:

CannyJock

ILW wrote: »

Maybe I am a little old fashioned but, what sort of idiot uses a credit card to but a £12.00 round of drinks in a busy pub on a saturday night?

I see where you're going with this. Make that a double round and we'll say no more about it

For the record, I paid for a pint of Stella last night with my card because they looked at me funny for handing them "one of them Scottish notes", but that's a whole separate debate

NickX

CannyJock wrote: »

I paid for a pint of Stella last night with my card because they looked at me funny for handing them "one of them Scottish notes", but that's a whole separate debate

Ah well the price of Stella in some London bars I have to pay by card because I don't carry that much cash around

Surprised you are drinking Stella north of the border, I thought it was just us Southern fairys that drank this stuff