Like a rubber ball !

hypno06

To bring your DFD forward by 6 months over the next three years is, indeed, very possible.

Just apply yourself to the £10 a day challenge, and throw that extra money at the debt, and you will storm home!!

Have a good weekend. Have you got anything else planned other than ceiling painting?

Different_Corner

May be a bit of glossing ! Nothing amazing Hypno just being a taxi to mini men for various activities. Decluttering ....goes without saying lol.

£10 a day challenge. failed miserably, I am serial challenge drop out.

hypno06

Glossing aside, I will be right there with you on the taxi service and the house clearance attempts!

As for the challenge - no need to be in the "formal" challenge - just challenge yourself.....keep a running total of what you are making, and see if it breeds enthusiasm for making another £ or two?

Go on the snowball calculator, and work out how much more you will have to pay each month for the debt to be gone by June 2012.....then you can see how realistic it will be to work that extra amount in your normal monthly budgets, and how much effort you will have to put in to get rid of it sooner.

Just think, you could be watching the Olympics debt free

scrooge2008

DC, I used to think the £10.00 a day challenge was impossible, but have stuck with it and in 4 months, I have gone:-

£25.00, £96.00, £156.00, £358.00 and have targeted myself with another £310.00 this month.

You can do it!

Making the extra money and cutting spending right back to the bone, has made a massive difference.

Different_Corner

Ok, little bit of navel gazing whilst walking dog and I know you are both right - I have nothing to lose ! Have £17.02 from quidco and amazon already landing in account, throwing them at beastly marbles.

Have an old camera to list on ebay from 10 thing declutter madness other weekend.

Still have to quidco car insurance and phone AA re price for roadside recovery.(Possible RAC via Quidco instead ?)

Phone bill needs paying like yesterday....

And as for watching Olympics debt free - the water events are just around the corner from me...so could actually 'be' there

I don't actually mind weekends like this, enjoy pottering, but before I start taxi duties need food and petrol, menu plan nearly run out so get straight first.

hypno06

ooh, you are so close to the olympics! I want to be there......in fact, I WILL be there, as it could be one of those once in a lifetime chances to be part of something huge. I love the olympics anyway, always have done - even taking annual leave to watch on TV (sad I know!).....so the chance to be in the stadium, or the velodrome, or by the pool is just screaming at me!

£17 - a good start to the £10 a day challenge

scrooge2008

£17.02! You've already nearly equalled what I made in the whole of my first month of trying, and we are only on day 3.

Different_Corner

Ugh - Morrisons, hate the place, but it is cheap. Top up shop and petrol £46.04, it's not good but it is necessaries until next Thursday when I can do a major Tesco delivery.

Have played with snowball figures, need to find £1,120 a month to make June 2012. Current snowballing figure is £900, so £220 a month.

Totally do-able.

Scrooge, point taken...lightspeed account has a lonesome fiver in it and I'm sure slicethepie has a few pennies too.

Well if Hypno is in vicinity for Olympics I'd better make haste with ceiling painting and decluttering, (you don't seriously think I am going to paint this ceiling again within the next 3 years...) More of a world cup girl meself, an England flag and bottle of stella and I'm happy...don't like crowds !

hypno06

Oh, I love the footy too

And I am glad that the shortfall is do-able........that means you only need an average of £7.33 a day to find........:T

40somethingmum

Hi DC,

My you are doing well :T:T Have you found a new book to read yet ??

40SM:D