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oi what you doing here

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  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    yep i feel like i have been treading in mud for far too long ....on the phone just now to hunt down this missing £56 funnily enough no one is saying they have taken too much money and passing the buck to another company ....hmmmm ...

    i tell you changing energy suppliers is a total nightmare ....something happens every time i do it
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    well appears that even though it says scottish gas on the direct debit it is scottish power that has taken the £56 from my account without permission ....but can i get a hold of them to sort it out ...no they close at 7pm ...damn ....
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Can you not get your bank to refund it under the DD guarantee?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    when i spoke to the bank they did say something about a claim thing ...i was gonna try and sort it out with the company first...i have nothing to do tomorrow apart from write 2000 words for an essay (must do this the cut off date is friday ) and another 500 word one ...so no doubt while i am procastinating about writting i will find the time to phone the energy company ...and i will put the cheque into the bank as well ...so if i am spotted on here or facebook you all have permission to shout loudly at me
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hope you get that back soon.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hey all sorry i havnt been around ....i have had so many essays to do exams to study for and things for college and the laptop has been having issues ....i have had to go back to work due to having no money but atleast i have a date in for the hospital so hopefully will get something done about this shoulder soon...

    nothing much has happened on the money front except i have managed to colour in a few squares ...it feels good to be able to do that again ...i have also been giving hubby some money (only £50 so far) towards a new lawn mower and once that is bought i am saving up for a laptop ....the one i have lost a whole load of stuff that i had done for college was a tad annoyed at that i can tell you ...but hey i will have a new one by next december so i am sure i can struggle on with the one i have till then ...

    uni is going that is about as exciting that that gets ...have finished uni till next september and have a placement to start in january ...am looking forward to it

    gonna go and have a wee peek at the other diaries now
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi EL

    happy Christmas...:xmastree: :santa2:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi El..nice to see you about..welcome back.
  • Yeah nice to see you on board as it were! lol
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    shaun are you getting excited for xmas now ? how about the kids ?


    well i have done my scratchies (never stopped doing them) and got £5 that was a big surprise as i only tend to get 10ps now .... am going to attempt to go to the asian supermrket today ..we tried yesterday but no good ...on the motorway we were down to nearly zero visability (not quite but not far off of it) we need to ty and get some chicken and things as we have been going to asda for it recently and it is very expensive so this way should be cheaper
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